UNSPSC 84131500: Insurance services for structures and property and possessions

UNSPSC 84131500 Insurance services for structures and property and possessions, a Class code, covers property and casualty insurance brokerage, claims administration, and risk management consulting services that state and local governments procure to manage insurable exposure across buildings, equipment, vehicles, and employee liabilities. Recent solicitations show governments buying full-service brokerage and risk advisory services that encompass policy placement, claims management, market engagement, loss prevention training, and strategic risk planning rather than insurance products themselves.

Cities, counties, school districts, and special-purpose entities dominate the issuing-body mix. The City of Lawrenceville, Georgia (RFP RP004-27, due December 3, 2026) seeks a property and casualty broker for its Risk Management Department under a one-year term with four one-year renewal options, requiring brokers to hold Georgia licensure, an A.M. Best rating of A- VII or better, and $5 million general liability and errors-and-omissions coverage. Polk County Public Schools, Florida (ITN 039-DW-0826) awarded third-party claim administration to Cannon Cochran Management Services after competitive evaluation, with the contract running three years (September 1, 2026 through August 31, 2029) covering auto liability, property, general liability, professional liability, and workers' compensation claims across 117,000 students. Hillsborough County Board of County Commissioners, Florida (RFP 2600292, due July 24, 2026) is procuring five-year insurance consulting and brokerage services with an estimated value of $1,000,000.00 and up to five SBE bonus points for at least 10 percent small business enterprise participation. Burke County Board of Commissioners, Georgia (RFP due July 8, 2026) seeks a full-service property and casualty broker covering approximately 50 building locations, 292 vehicles, and specialized coverages including cyber, law enforcement liability, and airport insurance. The City of McKinney, Texas has posted at least two separate RFQs for subrogation recovery services (RFP 2669RFP due July 30, 2026 and RFP 2706RFP due October 29, 2026). The City of Lubbock, Texas (RFP 26-19575-KM, due April 30, 2026) seeks brokerage and risk management consulting for 14 insurance lines with a one-year term and four optional one-year extensions, with evaluation weighted equally between consultant experience and service capability (30 points each) and price (30 points). Recent activity concentrates in Florida, Georgia, and Texas, with additional solicitations in Massachusetts, Connecticut, California, and Oregon. School districts and county governments are repeat participants, alongside municipal risk management departments. Representative work spans advisory services for complex, billion-dollar total-insured-value programs (University System of Georgia PPV portfolio exceeding $3.5 billion), claims triage and investigation for large student and employee populations, third-party recovery optimization, and compliance-intensive regulatory operations such as the State of Utah's Department of Insurance management system procurement.