UNSPSC 84131501: Building or building contents insurance

UNSPSC 84131501 Building or building contents insurance, a Commodity code, encompasses property and casualty insurance brokerage, consulting, and claims recovery services that state and local governments procure to transfer financial risk across building assets, vehicle fleets, liability exposures, and specialized coverages including cyber, crime, and workers' compensation. State and local issuers—counties, cities, school districts, public universities, transit authorities, and special-purpose districts—solicit these services through RFPs and RFQs to place insurance, manage claims, conduct risk analysis, and negotiate carrier terms. Recent activity shows issuing bodies across multiple states and a clear pattern: larger jurisdictions with substantial insured values hire dedicated brokers as agents of record under multi-year contracts; mid-sized municipalities and school districts seek consulting or broker services on fee or commission basis; and specialized public entities such as transit authorities and workforce development nonprofits source brokerage through competitive procurement. Hillsborough County, Florida (RFP2600292, posted June 17, 2026, due July 24, 2026) exemplifies the high-complexity segment, soliciting five-year insurance consulting and brokerage services for $1,000,000 with $2.6 billion in total insured values, mandatory Florida licensure, professional accreditations (CPCU, AAI, CIC, ARM), and SBE bonus-point eligibility. Burke County, Georgia (PE61700NONST2026000000074, posted May 18, 2026, due July 8, 2026) sought a full-service property and casualty broker covering approximately 50 building locations, 292 vehicles, and specialized coverages including airport and canine liability. The City of Daytona Beach, Florida (2619RFP, posted April 17, 2026, due March 12, 2026) issued an RFP for exclusive agent-of-record brokerage on guaranteed fee basis with insurable values exceeding $375 million and three-year initial term plus optional renewal.

Activity clusters in Florida, Georgia, Texas, and Oregon, with secondary volume in Illinois and California. Florida issuers dominate the recent high-value segment (Daytona Beach, Hillsborough County), reflecting catastrophic risk exposure; Georgia school districts and counties pursue standardized property-casualty and workers' compensation placements (Union County, Clarke County, Burke County); and Texas municipalities (Lubbock, Daytona Beach, McKinney, El Paso region) solicit consultant and broker services across municipal lines of coverage. The City of McKinney, Texas (2669RFP, posted July 3, 2026, due July 30, 2026) issued a narrower solicitation for subrogation recovery services to maximize third-party recovery on property damage and vehicle claims. Cooperative and special-purpose entities round out the issuer base: Cooperative Insurance Services (CIS), serving Oregon cities and counties, solicited capital modeling and enterprise risk management services (SX2412900017232, posted June 15, 2026, due July 13, 2026); the University System of Georgia (47200ERFP0000017462026, posted May 14, 2026, due June 5, 2026) sought PPV insurance brokerage for student housing, recreation centers, and athletic facilities with aggregate property values exceeding $3.5 billion; and Workforce Solutions Borderplex (FY26006RFQ, posted April 6, 2026, due April 29, 2026) requested brokerage and risk management services for a public nonprofit workforce development organization. Contract values range from unspecified arrangements with school districts to Hillsborough County's $1,000,000 estimated value; terms typically span three to five years with renewal options. Illinois Tollway (26557THAFINANB51613) awarded property insurance to Aon Risk Services Central, Inc. for $2,111,853.72 in a notice of award (posted March 20, 2026), representing infrastructure-scale procurement. Evaluation emphasizes broker experience in public sector or comparable accounts, service capability and personnel qualifications, financial stability and compliance certifications, and competitive pricing; Florida and Georgia jurisdictions frequently require specific state licensure and professional designations. SBE and disadvantaged-enterprise preferences appear sporadically (Hillsborough County offers SBE bonus points; Manor ISD weights HUB/SWMVBE compliance at 1 point) but are not universal.