UNSPSC 84131501: Building or building contents insurance

UNSPSC 84131501 Building or building contents insurance is a Commodity code. State and local governments use it to procure property and casualty insurance brokerage services, risk management consulting, claims administration, and related advisory support for municipal, county, school district, and public higher-education assets. Recent solicitations reveal a consistent market for comprehensive insurance program design, market engagement with carriers, policy placement and administration, claims lifecycle management, and loss prevention services. Scope ranges from single-line property coverage to complex multi-line programs spanning property, general and automobile liability, workers' compensation, cyber liability, employment practices liability, law enforcement liability, and specialized coverages such as airport liability, canine mortality, and terrorism risk. Issuing bodies include city procurement offices, county boards of commissioners, county school districts, municipal transit authorities, university systems, and public entity risk pools. No single agency dominates; activity is distributed across jurisdictions of varying size and risk profile. Respondents typically must hold state insurance licenses, maintain A.M. Best-rated financial credentials (A- VII or better), carry professional liability and errors and omissions insurance, demonstrate multi-year experience with public-sector clients, and provide references from comparable organizations.

Geographic spread includes Georgia, Florida, Texas, and Oregon, with recent solicitations posted across these states from May through October 2026. Representative recent opportunities include the City of Lawrenceville, Georgia RFP RP004-27 (due December 1, 2026) for property and casualty insurance brokerage with a one-year initial term and four renewal options; Galveston County, Texas RFP 26120 (due September 21, 2026) for insurance agent or agency account management; Hillsborough County Board of County Commissioners, Florida RFP2600292 (due July 24, 2026) for a five-year insurance consulting and brokerage engagement with an estimated value of $1,000,000 and bonus SBE points available; Burke County Board of Commissioners, Georgia RFP (due July 8, 2026) for full-service broker of record covering approximately 50 building locations, 775 acres, and 292 vehicles; and Union County Board of Education, Georgia Bid Ins-27-001 (due June 11, 2026) for property, casualty, automobile, and workers' compensation coverage. Related opportunities include third-party claim administration (Polk County Public Schools ITN 039-DW-0826, award recommended August 25, 2026 to Cannon Cochran Management Services), subrogation recovery services (City of McKinney, Texas RFPs 2669RFP and 2706RFP, July 30 and October 29, 2026), and capital modeling services for public entity risk pools (Cooperative Insurance Services SX2412900017232, due July 13, 2026).