NIGP 95377: Property and Casualty

NIGP 95377 Property and Casualty, an Item code, encompasses insurance brokerage, risk management consulting, and claims-related services that state and local governments procure to manage property damage, liability, workers' compensation, and specialized coverage across municipal, county, school district, and special-purpose portfolios. The code captures both traditional broker-of-record roles—where a single firm serves as the jurisdiction's exclusive insurance advisor and placement agent—and specialized advisory work such as subrogation recovery, independent claims adjustment, capital modeling, and as-needed consulting across multiple service verticals.

Recent solicitations reveal a diverse issuing-body mix: school districts (Laredo ISD, Union County Board of Education Georgia, Redmond School District Oregon, Cherokee County School District Georgia, Clarke County School District Georgia, Manor ISD Texas), municipal governments (City of Lubbock Texas, City of Daytona Beach Florida, City of McKinney Texas, City of Everett Massachusetts), county agencies (Burke County Georgia, Hillsborough County Florida), housing authorities (Housing Authority of the City of Alameda, Lawrence Housing Authority Massachusetts), specialized entities (California Department of Toxic Substances Control, Citizens Property Insurance Corporation, Cooperative Insurance Services Oregon, Illinois State Toll Highway Authority, Board of Regents University System of Georgia), and workforce development organizations (Workforce Solutions Borderplex Texas). Geographic activity spans Texas, Florida, Georgia, California, Oregon, Massachusetts, and other states, with Texas and Florida showing particular concentration in recent postings. Representative solicitations include the Hillsborough County Board of County Commissioners' RFP for insurance consulting and brokerage services (estimated value $1,000,000, five-year term with SBE bonus points), the Housing Authority of the City of Alameda's RFP for as-needed consulting across nine service areas including Risk Management, Asset Management, Fair Housing, Moving to Work, and Housing Development Consulting (due August 11, 2026), the California Department of Toxic Substances Control's RFP for PRP and chain-of-title searches with formal reporting (estimated value not exceeding $950,000 over two years with annual delivery of approximately 20 PRP and 20 title search reports), and the City of Lubbock's RFP for comprehensive property and casualty insurance consulting and brokerage services covering 14 insurance lines (one-year term with four optional one-year extensions, coverage effective April 1, 2027). Evaluation typically weights experience and qualifications heavily (25–35 points), followed by service capability and quality (25–30 points), cost (10–30 points), and references (10–15 points); many jurisdictions require Florida or state-specific licensure, professional credentials (CPCU, AAI, CIC, ARM), and proof of current errors-and-omissions and cyber liability coverage.