UNSPSC 84131507: Business interruption insurance

UNSPSC 84131507 Business interruption insurance, Commodity, encompasses property and casualty insurance brokerage, claims administration, and risk management consulting services that state and local governments procure to protect operational continuity and manage third-party liability across buildings, vehicles, equipment, and employee benefit programs. The issuing bodies soliciting under this code are primarily counties, municipalities, and school districts, with repeat activity from Florida jurisdictions (Polk County Public Schools, Collier County, Galveston County, Hillsborough County) and Georgia governmental units (Burke County, Union County Board of Education, City of Lawrenceville); the code also sees activity from special-purpose public entities such as the University System of Georgia and cooperative insurance pools serving regional municipal members.

Recent opportunities show the code spans multiple service models: full-service brokerage for property and casualty coverage (City of Lawrenceville RFP RP004-27 for annual insurance brokerage, due December 3, 2026; Burke County Board of Commissioners RFP for broker of record services covering 50 building locations and 292 vehicles, due July 8, 2026; Hillsborough County RFP2600292 for five-year consulting and brokerage services valued at $1,000,000.00, due July 24, 2026); third-party claim administration and triage (Polk County Public Schools ITN 039-DW-0826 for auto liability and workers' compensation claims management, with Cannon Cochran Management Services recommended for award on a three-year contract through August 31, 2029); subrogation recovery services to maximize recovery on third-party claims (City of McKinney RFP 2706RFP, due October 29, 2026; City of McKinney RFP 2669RFP, due July 30, 2026); and specialized capital modeling and enterprise risk quantification for multi-fund public entity pools (Cooperative Insurance Services SX2412900017232 for risk capital modeling across property, liability, and workers' compensation trusts, due July 13, 2026). Geographic concentration appears heaviest in Florida and Georgia, with additional activity in Texas, Oregon, and across the broader Southeast.