UNSPSC 84131503: Car or truck insurance

UNSPSC 84131503 Car or truck insurance is a Commodity code under which state and local governments procure insurance brokerage services, risk management consulting, claims administration, and related professional advisory services rather than direct insurance policies themselves. Recent solicitations show that state and local entities are actively hiring licensed insurance brokers and agents to serve as brokers of record, manage property and casualty insurance programs across multiple facility portfolios, handle subrogation and claims recovery, and provide strategic risk assessment and placement services. The issuing bodies span school districts, transit authorities, workforce development nonprofits, and municipal governments, with school districts appearing as repeat buyers—Cherokee County School District in Georgia and Clarke County School District in Georgia both posted broker-selection opportunities in early 2026, and the City of Doral in Florida solicited collision repair services under a related insurance context. Brokers are evaluated on qualifications and experience, customer service capacity, references from prior public-sector clients, technical approach to risk management, and proposed fee structures, which vary across commission-based, fee-based, and tiered or contingency models depending on the service type and client preference.

Geographic activity concentrates in Georgia and Texas, with secondary activity in Florida. Representative recent opportunities include the Cherokee County School District (Georgia) Request for Supplier Qualifications due March 5, 2026, seeking a broker to manage property and casualty placement and loss control for a three-year term beginning April 1, 2026; the Clarke County School District (Georgia) Request for Proposal #26-0504 for property and liability insurance renewal effective July 1, 2026, with market assignment by February 27, 2026, and full proposals due May 4, 2026; Trinity Metro (Fort Worth Transportation Authority, Texas) Request for Proposal 26-T020 for subrogation recovery services due April 9, 2026, with a three-year initial term plus two optional one-year renewals; and Workforce Solutions Borderplex (El Paso County, Texas) Request for Qualifications due April 29, 2026, for comprehensive brokerage and risk management services for a six-county workforce development nonprofit. Insurance requirements across these solicitations typically mandate $1,000,000 to $2,000,000 in professional liability and general liability coverage, with errors and omissions, cyber liability, and employer liability coverage also commonly specified.