UNSPSC 84131509: Comprehensive projects insurance

UNSPSC 84131509 Comprehensive projects insurance, a Commodity code, covers property and casualty insurance brokerage, consulting, and risk management services that state and local governments procure to manage insurable assets, liability exposures, and employee benefit programs. Recent solicitations show governments buying broker-of-record appointments to place and administer property, general liability, automobile, workers' compensation, and specialty coverages; insurance consulting and risk management advisory services independent of brokerage; enterprise risk modeling and capital adequacy analysis for pooled risk programs; and subrogation recovery services. Issuing bodies span state agencies (University System of Georgia, Illinois Tollway), counties (Hillsborough County and Burke County, both Florida and Georgia respectively; Los Angeles County; Clarke County and Union County school districts in Georgia), municipalities (McKinney and Lubbock and Daytona Beach in Texas; Redmond School District in Oregon), transit and workforce authorities (Cooperative Insurance Services in Oregon, Workforce Solutions Borderplex in Texas), and specialized state entities (Citizens Property Insurance Corporation in Florida). School districts and county governments appear as repeat buyers, with recent activity concentrated in Texas, Florida, Georgia, and Oregon.

Recent solicitations include Hillsborough County Board of County Commissioners' RFP for five-year insurance consulting and brokerage services with an estimated contract value of $1,000,000 (proposals due July 24, 2026); Burke County, Georgia's RFP for property and casualty broker of record (due July 8, 2026); Cooperative Insurance Services in Oregon's RFP for enterprise risk management and capital modeling (due July 13, 2026); City of McKinney, Texas's RFP for subrogation recovery services (due July 30, 2026); Union County Board of Education in Georgia's sealed bid for property and casualty insurance (due June 11, 2026); Daytona Beach, Florida's RFP for property and casualty insurance brokerage on guaranteed fee basis (due March 12, 2026); City of Lubbock, Texas's RFP for consulting and broker services (due April 30, 2026); Redmond School District in Oregon's RFP for property and casualty insurance agent of record (due February 23, 2026); and Manor Independent School District in Texas's RFP for independent primary insurance consulting (due February 23, 2026). Evaluation criteria typically weight experience and qualifications heavily (30–50 points), followed by service capability and cost. Required qualifications commonly include state professional insurance licenses, minimum years of government or public-sector experience, errors and omissions insurance, and professional certifications (CPCU, CIC, ARM, AAI). Brokers must maintain commercial general liability, professional liability, and cyber liability coverage from A.M. Best-rated carriers. Pricing structures range from flat annual fees to commission-based or hybrid arrangements, with some jurisdictions mandating net-of-commission policies and prohibiting contingent commissions.