UNSPSC 84131509: Comprehensive projects insurance

UNSPSC 84131509 Comprehensive projects insurance (Commodity) is sought by state and local governments primarily for third-party claims administration, property and casualty brokerage and consulting, subrogation recovery, and risk management services spanning municipal operations, school districts, utilities, university systems, and special-purpose risk pools. Recent solicitations show cities, counties, school districts, and public entity risk pools acquiring professional broker services to design, market, and place insurance coverage; administer claims across multiple lines (property, liability, workers' compensation, auto); manage subrogation recovery from third parties; and provide risk advisory and analytics services. Representative activity includes the City of Lawrenceville, Georgia (RFP RP004-27, Property and Casualty Insurance Brokerage Services, proposals due December 3, 2026) seeking a broker to provide strategic planning and negotiation of comprehensive coverage for the Risk Management Department; Polk County Public Schools in Florida (ITN 039-DW-0826, Third-Party Claim Administration Services, award recommendation August 25, 2026 to Cannon Cochran Management Services for a three-year term managing claims across all district employees and operations) administering claims for a 117,000-student district with 162 open workers' compensation and 125 open liability claims; and Hillsborough County Board of County Commissioners in Florida (RFP 2600292, Insurance Consulting and Brokerage Services, proposals due July 24, 2026, estimated value $1,000,000.00) seeking a five-year broker contract to manage approximately $2.6 billion in insured values across utility and non-utility assets with catastrophe exposure.

Recent opportunities cluster in Florida, Georgia, Texas, and Oregon, with activity spanning small municipalities to large county systems and university portfolios. Burke County Board of Commissioners in Georgia (RFP, Property and Casualty Insurance, proposals due July 8, 2026) sought a full-service broker for 50 building locations and 775 acres covering approximately $178.9 million in commercial property limits; the City of McKinney, Texas (RFP 2669RFP and RFP 2706RFP, Subrogation Recovery Services, proposals due July 30 and October 29, 2026) solicited separate subrogation services contracts; and Cooperative Insurance Services, a public entity risk pool serving Oregon cities and counties (RFP SX2412900017232, Enterprise Risk Management – Capital Modeling Services, proposals due July 13, 2026), requested capital modeling and risk quantification across property, liability, workers' compensation, and employee benefits programs with deliverables including risk heat maps and a factor model for updating reserve targets. Qualification barriers typically require state insurance licensure, A.M. Best ratings of A- VII or better, professional accreditations (CPCU, AAI, CIC, ARM), documented experience managing large insured values, and specific insurance coverage (general liability $1–2 million, professional liability $1–5 million, workers' compensation at statutory limits).