UNSPSC 84131504: Cargo insurance

UNSPSC 84131504 Cargo insurance (Commodity) describes insurance brokerage, risk management advisory, and claims administration services that state and local governments procure to manage property damage, liability, workers' compensation, and specialized coverages across their operations. Recent solicitations show the code capturing a broader scope than cargo-specific risk: jurisdictions are buying full-service property and casualty brokerage, third-party claims administration, subrogation recovery, and capital modeling and enterprise risk management services. The issuing bodies span city governments (Lawrenceville, McKinney, Lubbock), county commissions (Galveston, Burke, Collier, Hillsborough, Polk), school districts (Union County Board of Education, Polk County Public Schools), and higher-education entities (University System of Georgia, Board of Regents). Hillsborough County and Burke County appear more than once in recent activity, signaling repeat purchasing under the code.

Procurement activity clusters in Florida, Georgia, and Texas. Recent representative opportunities include the City of Lawrenceville, Georgia's RFP for property and casualty insurance brokerage services due December 3, 2026, with a one-year contract term and four renewal options; Hillsborough County's five-year insurance consulting and brokerage RFP due July 24, 2026 at an estimated contract value of $1,000,000; Polk County Public Schools' third-party claims administration ITN (award recommendation advanced to August 25, 2026 with Cannon Cochran Management Services recommended at 174.75 points); Burke County, Georgia's full-service property and casualty broker RFP due July 8, 2026; and the City of McKinney, Texas's RFP for subrogation recovery services due October 29, 2026. Geographic spread extends to Oregon (Cooperative Insurance Services capital modeling procurement due July 13, 2026). Qualification thresholds and insurance certificate requirements are consistent across solicitations, typically requiring A.M. Best ratings of A- Class 7 or better, state licensure, professional accreditations (CPCU, AAI, CIC, ARM), and demonstrated experience with complex, multi-billion-dollar insured-value portfolios.