UNSPSC 84131510: Contractors all risks insurance

UNSPSC 84131510 Contractors all risks insurance, a Commodity code, does not reflect the work state and local governments are actually buying under this category based on recent posting activity. The eight recent opportunities in the dataset are not procuring contractors all risks (general liability) insurance products; instead, they are soliciting insurance brokerage services, insurance administration services, insurance consulting services, and specific lines of coverage such as teacher liability, Medicare Advantage, and business insurance placement. The code's nominal scope — a single insurance product line — misaligns with the actual procurement pattern, which spans advisory, placement, claims administration, and program management across multiple insurance disciplines.

Recent opportunities cluster heavily in Texas, Georgia, and Florida school districts, transit authorities, and other government entities. The Texas Education Agency is soliciting a teacher liability insurance program design and administration contract (RFP 701-26-008, due February 25, 2026); Manor Independent School District seeks primary insurance consulting services (RFP 26005RFP, due February 23, 2026); the Dallas Area Rapid Transit Authority is requesting third-party administrator claims services (BPO, due April 21, 2026); Clarke County School District in Georgia is renewing property and liability insurance through a broker RFP (RFP #26-0504, due May 4, 2026); Hall County, Georgia is procuring Medicare Advantage plan administration (RFQ/P #47-009, due June 4, 2026); Citizens Property Insurance Corporation in Florida is seeking a business insurance agent of record (ITN 14991, due March 10, 2026); and Workforce Solutions Borderplex in El Paso County, Texas is requesting insurance broker services (RFQ FY26006RFQ, due April 29, 2026). The category shows activity across school districts, county governments, transit authorities, and special-purpose entities; no single issuing body is a repeat buyer in the recent postings, though school districts appear in multiple records. Opportunities span advisory, brokerage, TPA, and program administration work rather than the purchase of an insurance product itself, signaling that vendors pursuing this code should clarify whether their business development strategy targets insurance carriers (the nominal code scope) or insurance brokers, consultants, and third-party administrators (the actual state and local buying pattern).