UNSPSC 64122300: Casualty insurance contracts

Liability to third parties arising out of operations or products including bodily injury and/or property damage to third parties. Also referred to as liability insurance

UNSPSC 64122300 Casualty insurance contracts is a Class code encompassing the procurement of property and casualty insurance brokerage services, third-party claims administration, and related risk management advisory work that state and local governments buy to manage their exposure to liability, property damage, and workers' compensation claims. The scope spans strategic insurance placement and carrier negotiation, claims lifecycle management across auto liability, general liability, workers' compensation, and property lines, subrogation recovery services, and ongoing advisory support—reflecting what issuing bodies actually solicit rather than insurance products themselves. Issuing bodies include cities, counties, school districts, and special-purpose public entities (universities, housing authorities, cooperative risk pools). The City of Lawrenceville, Georgia (RFP RP004-27, due December 3, 2026) and Burke County Board of Commissioners, Georgia (RFP due July 8, 2026) have both solicited full-service property and casualty insurance brokers; Polk County Public Schools in Florida (ITN 039-DW-0826, award recommendation August 25, 2026) and Galveston County, Texas (RFP due September 21, 2026) have procured third-party claims administration and account management services respectively. Hillsborough County Board of County Commissioners, Florida (RFP2600292, estimated value $1,000,000, due July 24, 2026) and the City of McKinney, Texas (RFP 2706RFP and prior RFP 2669RFP) have solicited brokerage services and subrogation recovery services.

Recent activity concentrates in Florida, Georgia, and Texas. The Housing Authority of the City of Alameda, California (RFP 2026RFPHR003, due September 7, 2026) has procured employee benefits consulting addressing casualty lines including workers' compensation and disability; the Board of Regents of the University System of Georgia (eRFP due June 5, 2026) manages a public-private venture insurance program with aggregate portfolio values exceeding $3.5 billion; and Cooperative Insurance Services in Oregon (RFP SX2412900017232, due July 13, 2026) has solicited enterprise risk management and capital modeling services. Union County Board of Education, Georgia (Bid Ins-27-001, due June 11, 2026) and the City of Lubbock, Texas (RFP 26-19575-KM, due April 30, 2026) have solicited competitive sealed bids and proposals for comprehensive property, casualty, and workers' compensation coverage with risk management consulting. Key qualification thresholds across recent solicitations include five years in business, state licensure (typically multiple lines), A.M. Best ratings of A- VII or better, professional accreditations (CPCU, AAI, CIC, ARM where required), and errors and omissions insurance with minimum per-occurrence limits ranging from $1 million to $5 million. SBE bonus points are available in some jurisdictions (Hillsborough County offers up to five points for at least 10 percent SBE subcontracting); local vendor preferences apply in Florida (Collier County offers five points for physical business address within county).