UCBOE Property & Casualty and Workers' Compensation Insurance

Union County Board of Education in Georgia is soliciting sealed bids for property and casualty, automobile, and workers' compensation insurance coverage for fiscal year July 1, 2026 through June 30, 2027 under Bid Number Ins-27-001, with bids due June 11, 2026 at 12:00 p.m. and public opening at 12:15 p.m. the same day.

The scope includes property insurance with a $1.25 billion limit per occurrence against valued assets of $194,007,979; equipment breakdown coverage of $100 million; general liability with $3 million aggregate limits; automobile liability covering 70 vehicles (26 diesel buses, 4 electric buses, 15 gasoline buses, and 25 white fleet vehicles); and workers' compensation coverage at statutory limits with employer's liability of $2 million per accident. Optional coverages include cyber risk liability, school leaders liability, student vocational practices liability, and law enforcement liability. Deductibles range from $0 to $500,000 depending on coverage type, with most liability coverages at $0 and property coverages from $1,000 to $500,000. Insurance carriers must maintain a Best's Financial Strength Rating of A or better and comply with Georgia statutes.

Annual premiums must include all costs such as commissions, service fees, claims handling fees, and administrative expenses. Bidders may propose alternative or increased coverages and need not cover all coverages or options if conditions are clearly stated. The successful vendor must provide value-added risk management services including quarterly loss reporting, contractual liability analysis, personnel training on claims reporting, workers' compensation program support with online training modules, flood zone determinations, property appraisals, and safety training resources.

Questions are due May 29, 2026. Responses should be submitted to Karen Bundy, Chief Operations Officer, 124 Hughes Street, Blairsville, Georgia 30512, or kbundy@ucschools.org. Bidders may contact Bundy at 706-745-2322 to register for amendment notifications and request supplemental documents including property schedule, loss run report, and current experience modification rating.