NIGP 953: Insurance and Insurance Services, All Types

NIGP 953 Insurance and Insurance Services, All Types, a Class code, encompasses the full spectrum of insurance procurement and administration services that state and local governments purchase, ranging from traditional property and casualty brokerage to employee benefits administration, specialized coverage like stop-loss reinsurance, and ancillary services such as claims management and risk consulting. Recent solicitations show state and local buyers engaging heavily in health benefits administration (medical, dental, vision, disability), workers' compensation and liability coverage placement, pharmacy and WIC services delivery oversight through insurance mechanisms, and strategic advisory services including procurement consulting and compensation studies tied to benefits strategy.

The issuing-body mix spans all jurisdictions—state departments (Colorado, Utah, California, Delaware), counties (Escambia, Harris, San Mateo, Nassau, Palm Beach, Sacramento, Jackson), cities (Sarasota, Phoenix, Fort Worth, Detroit, Tempe, Beaverton, Worcester, Cambridge, Green Cove Springs, St. Petersburg, Yuma, San Angelo, New Smyrna Beach), school districts (Fort Bend ISD), public housing authorities (Lowell), transit authorities (CityBus), and special districts (Brazos River Authority, Sacramento County Animal Care Services). Recent activity concentrates in Florida, Colorado, California, and Texas, with notable repeat procurement bodies including San Mateo County (pursuing broker-consultant, dental, and vision RFPs simultaneously), Colorado Department of Personnel & Administration (multiple disability and dental benefits solicitations), and Sacramento County (pet insurance and recycling facility operations). Representative recent opportunities include the State of Utah Department of Health and Human Services' RFP MK27-105 for WIC Pharmacy Services (proposals due November 12, 2026), requesting a pharmacy vendor to supply specialized nutritional products with individualized labeling, fixed pricing guarantees, and tiered late-delivery penalties; Escambia County, Florida's RFP PD2526115 for a General Lines Insurance Agent of Record (proposals due October 30, 2026), covering brokerage services for $550 million in total insured value across 2,100 county employees and five constitutional officers; Fort Bend Independent School District's RFP 27013KB for Stop Loss Insurance (proposals due November 2, 2026); the City of Sarasota's RFP 2027008HR for stop loss coverage on its self-funded health plan at 24/12 contract terms (proposals due October 21, 2026); the County of San Mateo's RFP 2026RFP00603 for Employee Benefits Broker-Consultant serving 8,400 county employees with local business preferences (proposals due September 4, 2026); and the City of Phoenix's RFP RFPPS260317 for fully insured vision benefits covering 32,000 participants on a five-year firm-fixed basis (proposals due August 26, 2026, with implementation target January 1, 2028). Procurement activity under NIGP 953 remains robust across all issuing-body types and geographies, with significant value concentrated in large municipal and county benefits administration contracts and substantial compliance and regulatory complexity embedded in most solicitations.