NIGP 94635: Credit Card, Charge Card Services

NIGP 94635 Credit Card, Charge Card Services, Item code, encompasses commercial card programs, corporate credit cards, merchant processing services, and payment card management solutions that state and local governments procure to streamline procurement operations, manage employee travel and agency expenses, collect utility and tax payments, and process point-of-sale transactions across departments. State and local issuing bodies currently soliciting under this code span state departments (Washington Department of Enterprise Services, Washington Department of Revenue, Illinois State Board of Education, Texas Comptroller of Public Accounts), counties (Cuyahoga County, Gwinnett County, Pinellas County, Burke County, San Mateo County), cities (Alexandria, Fort Worth, Kingman, Orlando, St. George, Hayward, Palm Bay, Atlanta), school districts (Fulton County Schools, Cobb County School District, Illinois State Board of Education), transit authorities (California transit and parking agencies), and special-purpose jurisdictions (universities, airports). Recent solicitations target commercial card services for employee travel and operational expenses, merchant processing for utility and tax collection, purchasing card (P-Card) programs with automated compliance controls, fuel and fleet card networks, and point-of-sale systems integrating card acceptance with inventory and financial systems. Washington Department of Enterprise Services issued a competitive solicitation for Debt Collection Services establishing a statewide contract pool with pre-bid on July 29, 2026, and bids due September 1, 2026. Gwinnett County (Georgia) is procuring merchant processing services for credit, debit, and e-check transactions across multiple departments with proposals due July 30, 2026.

The code sees concentrated activity across Washington State (NASPO ValuePoint cooperative purchasing vehicle, state debt collection and fleet card programs), Georgia (Gwinnett County merchant processing, Fulton County Schools card services, Cobb County point-of-sale systems, Atlanta parking and curbside operations), California (joint transit payment card RFP across ten agencies, San Mateo County merchant services), and Illinois (state travel card and credit card services). Florida, Texas, Arizona, and Utah jurisdictions have also posted recent opportunities. Representative solicitations include City of Alexandria (Virginia) RFP for transportation stipend card management with sealed proposals due August 20, 2026, seeking debit/prepaid card solutions supporting approximately 750 participants with PCI-DSS compliance and 99.9% uptime; City of Fort Worth (Texas) RFI and Sources Sought for P-Card commercial card compliance solutions with automated vendor spending thresholds, closing August 10, 2026; Washington Department of Fish and Wildlife RFP for fleet card products and services across Washington, Oregon, and Idaho with bids due June 30, 2026 and estimated contract value of $8 million over five years; and Superior Court of Los Angeles (California) RFP for corporate credit card program for travel-related expenses with proposals due July 9, 2026 and 3% DVBE incentive available. Cooperative purchasing vehicles including NASPO ValuePoint are active procurement mechanisms, with Washington State as lead state issuing RFI 03926 for commercial card services due July 25, 2026, and Denver City engaging NASPO Washington Commercial Card Services cooperative with enrollment deadline July 24, 2026. Multi-year contracts typically span three to five years with renewal options; pricing models include interchange-plus fee structures, transaction percentages, convenience fees paid by cardholders, and merchant revenue sharing arrangements.