UNSPSC 64101800: Card based revolving credit products

Revolving credit facilities from banks or financial institutions that are activated, utilized and managed using a card with a specific identification number and validity period

UNSPSC 64101800 Card based revolving credit products is a Class code that encompasses purchasing card programs, corporate travel cards, merchant card processing services, and related revolving credit payment solutions that state and local governments deploy to manage employee expenses, collect customer fees, and process payments across departments and service delivery points. Recent solicitations show state and local buyers procuring turnkey card management platforms with real-time transaction controls, fraud detection, compliance reporting, and integration into existing financial systems—often tied to specific operational needs such as travel reimbursement, utility billing, parking revenue collection, and procurement card spending oversight.

Issuing bodies span city procurement departments, county treasurers and fiscal offices, transit authorities, school districts, state agencies, and specialized authorities managing airports or parking systems. Denver City, Gwinnett County, City of Alexandria, City of Fort Worth, Cobb County Schools, Hays County, the Superior Court of Los Angeles County, Fulton County Schools, the Illinois State Board of Education, and the Washington Department of Fish and Wildlife have all solicited under this code in recent months. Activity is geographically dispersed across California, Georgia, Texas, Virginia, Ohio, Illinois, Wisconsin, and Washington, with no single state or municipality dominating recent solicitations. Representative recent opportunities include Gwinnett County's sealed-bid solicitation for merchant processing services (RFP, due July 30, 2026) to process Visa, MasterCard, Discover, American Express, and e-check transactions across 175 terminals handling $278.4 million in annual volume; the City of Alexandria's RFP for transportation stipend card management services (RFP, due August 20, 2026) supporting approximately 750 participants with prepaid debit card issuance and real-time fraud monitoring; the City of Fort Worth's RFI for P-card compliance automation (RFI, due August 10, 2026) seeking automated vendor spending threshold enforcement; and the Washington Department of Fish and Wildlife's fleet card procurement (RFP, due June 30, 2026) for fuel, maintenance, and charging across multiple states with an estimated $8 million five-year value. Cooperative purchasing vehicles such as NASPO Washington's commercial card program continue to attract municipal participation as a faster, lower-cost alternative to standalone solicitations.