UNSPSC 64101801: Secured credit card

A type of credit card that is backed by a savings account used as collateral on the credit available with the card. Money is deposited and held in the account backing the card. The credit limit will be based on both previous credit history and the amount deposited in the account. The limit as a percent of the deposit tends to range between 50 to 100 percent.

UNSPSC 64101801 Secured credit card (Commodity) captures state and local procurement for corporate credit cards, purchasing cards, travel cards, fleet cards, and related payment card management platforms—not the secured credit products themselves, but the issuing, administration, and processing services that governments contract for to manage employee and departmental spending. Recent solicitations show states and counties across the Southeast, Southwest, and Pacific Northwest—particularly Florida, Georgia, Texas, and Washington—procuring everything from single-purpose travel cards for state employees to multi-million-dollar purchasing card programs serving school districts, utilities, and large county operations. Counties (Broward, Gwinnett, Pinellas, Burke, Elbert, Yamhill), cities (Alexandria, Fort Worth, Kingman, Hayward), school districts (Volusia, Gwinnett, Cobb, Polk), state departments (Nevada DETR, Kentucky, Illinois, Washington), and universities (Mississippi, Wisconsin) are the dominant issuing bodies, with Florida jurisdictions and Georgia school districts appearing as repeat buyers across multiple recent notices.

The most substantial recent opportunities include Broward County Finance's master banking services RFP (GEN2131264P1, October 13, 2026, five service groups including purchasing and merchant card services with five-year terms), Pinellas County's comprehensive banking services procurement (RFP 26-0180, February 19, 2026, $350 million+ public depository requirement for two separate governmental entities), and Volusia County Public Schools' banking, purchasing card, and merchant services ITN (ITN 2025-9055-EK, February 5, 2026, 500+ cardholders, $11.5 million annual purchasing card spend, Focus ERP integration mandatory). The Town of Palm Beach is replacing Bank of Montreal under a cooperative agreement and seeking new purchasing card services via ITN ITNNO20260058 (October 21, 2026). Kentucky procures fleet car wash card services statewide (RFP 75827000000401 and 75827000000402, September 14, 2026, 4,500+ minimum cards issued), and Georgia counties and school systems actively solicit merchant processing, P-Card administration, and comprehensive card solutions. Activity spans RFP, RFQ, ITN, and ITB formats with response dates clustering in late September through early October 2026 and February 2027, indicating annual refresh cycles tied to fiscal-year planning and contract anniversaries.