UNSPSC 64101900: Account based credit products

Specific credit products extended using an agreement codified by an account number

UNSPSC 64101900 Account based credit products is a Class code that captures state and local procurement activity around corporate credit cards, purchasing cards (P-cards), fleet cards, travel cards, and related prepaid card management systems issued by financial institutions. Recent solicitations show jurisdictions buying comprehensive card programs with online administration platforms, fraud controls, real-time transaction authorization and reporting, merchant category code restrictions, and integration with ERP systems such as PeopleSoft, Oracle Fusion, and Focus. The mix of issuing bodies includes counties (Pinellas, Broward, Gwinnett, Burke, Elbert, Yamhill), cities (Palm Beach, Kingman, Fort Worth, Alexandria, Hayward, Atlanta), school districts (Volusia, Gwinnett County Schools, Cobb County Schools, Polk County Schools), state agencies (Washington Department of Enterprise Services, Illinois Department of Revenue, Nevada Department of Employment Training and Rehabilitation, Kentucky Office of Fleet Management), state universities (University of Mississippi, University of Wisconsin), and cooperative purchasing vehicles (Sourcewell, NASPO Washington, Region XIV Education Service Center). Standout repeat buyers include Gwinnett County (both Board of Commissioners and Public Schools), multiple Florida jurisdictions, and Washington State entities.

Recent activity spans Florida, Georgia, Texas, Oregon, Arizona, California, Virginia, Nevada, Kentucky, Illinois, Mississippi, Wisconsin, and Washington, with the highest concentration in Florida and Georgia. Representative opportunities include Pinellas County's RFP 26-0180 for comprehensive banking and purchasing card services for the Board of County Commissioners and Clerk of the Circuit Court and Comptroller (due February 19, 2026), the Town of Palm Beach's ITN for purchasing card services replacing Bank of Montreal (due October 21, 2026), Broward County's RFP for master banking services across lockbox, merchant card, purchasing card, custodian, and treasury service groups (proposals due October 13, 2026), and Gwinnett County's RFP 2702-KM for comprehensive card solutions including purchasing, travel, emergency payroll, and virtual cards (proposals due September 11, 2026). Additional recent activity includes Washington State's competitive solicitation for debt collection services under contract number 11425 (bids due October 20, 2026) and Kentucky's Fleet Car Wash Card Services Program RFP (proposals due September 14, 2026). Yamhill County, Oregon used interstate cooperative procurement for merchant card services through Region XIV Education Service Center with an estimated contract value of $75,000 over three years. Payment Card Industry Data Security Standard (PCI-DSS) compliance is mandatory across all solicitations; cyber liability insurance coverage ranging from $1 million to $100 million is standard.