NAICS Code 52411: Direct Life, Health, and Medical Insurance Carriers

NAICS industry

Definition

This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies.

Code facts

Codes under it
2
Contract awards
593 In the last 12 months
Contract obligations
$47,630,387,367 In FY2025

NAICS codes and definitions come from the U.S. Census Bureau, size standards from the SBA and contract spending from SAM.gov/FPDS.

Contract obligations by fiscal year

Fiscal year Obligated
FY2027 To date $264,984,430
FY2026 $45,732,886,781
FY2025 $47,630,387,367
FY2024 $43,860,972,094
FY2023 $39,264,027,545

Top contractors by obligations

Rank Contractor Obligated, FY2026–FY2027 Share
1 Optum Public Sector Solutions, Inc. $19,907,506,706
2 Triwest Healthcare Alliance Corp $15,960,476,817
3 Humana Government Business Inc. $6,094,483,840
4 Evernorth Federal Services Inc. $692,373,965
5 The Johns Hopkins Medical Services Corporation $406,350,000
6 United Concordia Companies, Inc. $371,211,219
7 Martins Point Health Care Inc. $356,986,768
8 Noridian Healthcare Solutions, LLC $297,093,389
9 Signature Choice Iii, LLC $226,106,336
10 Palmetto Gba, LLC $223,258,865

Top funding agencies by obligations

Rank Agency Obligated, FY2026–FY2027 Share
1 Department of Veterans Affairs $30,835,796,804
2 Defense Health Agency Department of Defense $13,775,541,784
3 Department of Health and Human Services $1,192,689,162
4 Department of State $105,508,568
5 Department of Justice $65,826,723
6 Department of the Treasury $9,942,398
7 Securities and Exchange Commission $6,725,194
8 Department of the Army Department of Defense $2,812,656
9 Department of the Navy Department of Defense $2,181,935
10 Commodity Futures Trading Commission $1,061,982
Rank PSC code Obligated, FY2026–FY2027 Share
1 Q201 Medical – Managed Healthcare $33,319,677,261
2 G007 Government Health Insurance Programs $11,924,539,805
3 Q503 Dentistry Services $373,006,790
4 R499 Other Professional Services $226,420,228
5 Q999 Other Medical Services $99,817,239
6 G009 Non-Government Insurance Programs $28,533,910
7 G006 Government Life Insurance Programs $7,361,216
8 R408 Program Management/Support Services $7,311,146
9 G008 Other Government Insurance Programs $6,722,711
10 Q802 Clerical Medical Support $2,199,805

Contract obligations by state

Rank Place of performance Obligated, last 12 months Share
1 Virginia $29,896,440,832
2 Kentucky $5,235,772,007
3 Arizona $4,793,767,793
4 Pennsylvania $601,383,818
5 Missouri $585,640,385
6 Maryland $376,799,525
7 Maine $295,286,768
8 North Dakota $280,464,007
9 Oklahoma $226,106,336
10 South Carolina $221,118,221
11 Texas $183,888,483
12 Indiana $155,425,603
13 Washington $136,364,464
14 Wisconsin $134,976,398
15 Tennessee $119,547,680
16 Massachusetts $101,232,044
17 New York $85,073,848
18 Florida $66,241,837
19 Ohio $11,915,958
20 New Jersey $11,644,965
21 District of Columbia $4,513,329
22 Alabama $3,886,969
23 South Dakota $326,671
24 Connecticut $190,535
25 Vermont $50,000
26 Rhode Island $46,213
27 New Hampshire $4,045
Show all 27

Contract opportunities

Notice Posted Due
Locally-Employed Staff Health Insurance Plan Pre-Solicitation Pre-Solicitation · Department of State —
19BH2027Q0001_Health and Life Insurance Services for Locally Employed Staff pf the U.S. Mission in Belize Solicitation · Department of State
Workmen’s Compensation Insurance Services for Locally Employed (LE) Staff U. S. Mission, Gaborone, Botswana Solicitation · Department of State
Q201--CCN R3 Contract Extension Limited / Sole Source Justification · Headquarters —
Q201--CCN R2 Contract Extension Limited / Sole Source Justification · Headquarters —
Q201--CCN R1 Contract Extension Limited / Sole Source Justification · Headquarters —
GMC Health Insurance Pre-Solicitation · US Embassy Bangkok (DOS) —
Group LES health insurance under GMC Award Notice · Department of State —
Health & Life Insurance Services for Locally Employed Staff of the U.S. Mission in Belize Solicitation · Department of State
Health Insurance for Locally Employed Staff, US Embassy Tashkent, Uzbekistan Pre-Solicitation · Office of Acquisition Management
Health Insurance for Locally Employed Staff Solicitation · Department of State · 19MY3027R0001
R499--VA Claims Processing & Customer Services Support Award Notice · Headquarters · 36C10G26D0030 —
R499--VA Claims Processing & Customer Services Support Limited / Sole Source Justification · Headquarters · 36C10G26D0030 —
Health Insurance for Locally Employed Staff, US Embassy Maputo, Mozambique Pre-Solicitation · Office of Acquisition Management
Q503--CCN Next Gen - Dental Network Award Notice · Headquarters —
Life Insurance Services for Locally Employed Staff Special Notice · Department of State
Health and Life Insurance Services Pre-Solicitation · Department of State
Medicare Administrative Contractor (MAC) Jurisdiction 8 (J8) - Final Solicitation Solicitation · Centers for Medicare and Medicaid Services
Health & Life Insurance Services for Locally Employed Staff of the U. S. Mission in Belize Pre-Solicitation · Department of State · 19BH2026Q0028 —
Request for Information - Insurance Pre-Solicitation · Department of State
Health Insurance for Locally Employed Staff Pre-Solicitation · Department of State · 19MY3026Q0024
Health & Life Insurance Services for Locally Employed Staff of the U. S. Mission in Belize Pre-Solicitation · Department of State · 19BH2026R0001 —
Pilot program to assist certain members of the armed forces and dependents with additional supplemental coverage relating to cancer HT9402-26-RFI-0255 Special Notice · Defense Health Agency
OCC Vision Insurance Award Notice · Office of the Comptroller of the Currency —
U. S Embassy Accra LES GMC Health Insurance Services Solicitation · Department of State
Health and Life Insurance service for LE staff Award Notice · Department of State —
Local Employee Staff Life Insurance (2026-2031) Special Notice · US Embassy Baku (DOS)
US Embassy Accra LES GMC Health Insurance Services Solicitation · Department of State
Health Insurance for Locally Employed Staff, US. Embassy Maputo Pre-Solicitation · Office of Acquisition Management
Request for Information - Group LE Staff Health Insurance for U. S. Embassy Vientiane Pre-Solicitation · Department of State
Medicare Administrative Contractor (MAC) Jurisdiction 8 (J8) - Synopsis/Draft RFP / Presolicitation Pre-Solicitation · Centers for Medicare and Medicaid Services
Life Insurance Services for Locally Employed Staff Special Notice · Department of State · 19BA3026R0002
Locally Employed Staff Health Insurance Services for U. S. Embassy Bishkek, Kyrgyzstan Solicitation · Office of Acquisition Management
Insurance Global Medical Coverage (GMC) for Local Staff Solicitation · Department of State · 19CG5026R0008
TRICARE DENTAL PROGRAM 7 INDUSTRY 1:1s Special Notice · Defense Health Agency
Managed Health Care Services Pre-Solicitation · US Marshals Service
Health Insurance For Mission Seychelles LE Staff Solicitation · Department of State
Life Insurance Services for Locally Employed Staff Solicitation · Department of State · 19BA3026R0002
Medical and life insurance services Special Notice · Department of State
Medical and life insurance services Special Notice · Department of State
Global medical coverage for LES employees in US Embassy Podgorica, Montenegro Solicitation · Department of State
JUSMAG SASP & Contractual Employees Health Insurance Award Notice · Department of State · 19RP3826Q0071 —
JUSMAG SASP & Contractual Employees Health Insurance Award Notice · Department of State · 19RP3826P0844 —
Life Insurance Services for Locally Employed Staff Pre-Solicitation · Department of State · 19BA3026R0002
Medicare Administrative Contractor (MAC) Jurisdiction H (JH) - Synopsis/Draft RFP / Presolicitation Award Notice · Centers for Medicare and Medicaid Services —
Amendment of the Health Insurance solicitation Special Notice · Department of State
Insurance Global Medical Coverage (GMC) for Local Staff Pre-Solicitation · Department of State · 19CG5026R0008_GMC_LocalStaff —
U. S. Embassy Iraq LES Global Medical Coverage (GMC) Health Insurance Services Award Notice · Department of State —
US Embassy Accra LE Staff GMC Health Insurance Services Solicitation · Department of State
Show 39 more

Latest 49 of 1,598 listed here. See the rest on GovTribe.

Codes under 52411

NAICS code Size standard
524113 Direct Life Insurance Carriers $47 million in average annual receipts
524114 Direct Health and Medical Insurance Carriers $47 million in average annual receipts

Quick answers

What is NAICS 52411?

NAICS 52411 is Direct Life, Health, and Medical Insurance Carriers, a NAICS industry in NAICS 52, Finance and Insurance.

What codes are under NAICS 52411?

NAICS 52411 has 2 codes under it with their own GovTribe pages: 524113 Direct Life Insurance Carriers and 524114 Direct Health and Medical Insurance Carriers.

How much do federal agencies spend under NAICS 52411?

Federal contracts under NAICS 52411 obligated $47,630,387,367 in fiscal year 2025 and $176,753,258,217 in fiscal years 2023 through 2027.

Who are the largest contractors under NAICS 52411?

The contractors with the most obligated under NAICS 52411 in fiscal years 2026 and 2027 are Optum Public Sector Solutions, Inc. ($19,907,506,706); Triwest Healthcare Alliance Corp ($15,960,476,817); and Humana Government Business Inc. ($6,094,483,840).

Which agencies buy the most under NAICS 52411?

The agencies that obligated the most under NAICS 52411 in fiscal years 2026 and 2027 are Department of Veterans Affairs ($30,835,796,804), Defense Health Agency ($13,775,541,784) and Department of Health and Human Services ($1,192,689,162).

Which PSC codes are used with NAICS 52411?

The PSC codes with the most obligated under NAICS 52411 in fiscal years 2026 and 2027 are Q201 Medical – Managed Healthcare, G007 Government Health Insurance Programs and Q503 Dentistry Services.

Where is the work under NAICS 52411 performed?

By place of performance, the states with the most contract obligations under NAICS 52411 over the last 12 months are Virginia ($29,896,440,832), Kentucky ($5,235,772,007) and Arizona ($4,793,767,793).

What is the latest contract opportunity under NAICS 52411?

The latest contract opportunity under NAICS 52411 is Locally-Employed Staff Health Insurance Plan Pre-Solicitation, pre-solicitation from Department of State, posted November 3, 2026.

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