NIGP 95306: Accident

NIGP 95306 Accident, an Item code, captures state and local government purchase of accident and catastrophic injury insurance products and related brokerage and administration services. Recent solicitations show school districts, colleges, universities, transit authorities, counties, and cities procuring student athletic accident coverage, employee group accident and critical illness plans, voluntary supplemental accident insurance, workers' compensation and auto liability third-party administration, insurance broker of record services, and comprehensive insurance cost analysis and strategic planning. The issuing bodies span independent school districts, state colleges and university systems, municipal governments, county governments, and special-purpose authorities; Austin Independent School District, Dalton State College, University of North Georgia, Granite School District, and the City of McKinney appear in multiple recent opportunities. Coverage scopes reflect both mandatory and voluntary programs—Austin ISD's two-tier student athletic and catastrophic accident structure with zero-balanced billing networks, Granite School District's voluntary off-job accident and critical illness plans with guaranteed issue and perpetual guaranty of insurability, and Athens-Clarke County's voluntary accident and critical illness coverage alongside long-term disability for 1,500 active employees and 800 retirees. Several solicitations explicitly require or encourage licensed insurance broker and underwriter credentials and substantial public-sector or nonprofit experience.

Recent activity clusters in Georgia and Texas, with additional procurement from Utah, Mississippi, and Colorado. In Georgia, the University System of Georgia Board of Regents is seeking PPV Insurance brokerage for a $3.5 billion real estate portfolio (eRFP due June 5, 2026); Dalton State College posted an athletic insurance eRFQ with June 24 response date; University of North Georgia issued an athletic supplemental insurance eRFQ with May 29 deadline; Clarke County School District is conducting a five-year property and liability insurance RFP with proposals due May 4, 2026; Chatham County posted auto liability TPA services due March 5, 2026; and Athens-Clarke County's voluntary benefits RFP (26036) closes May 19, 2026. In Texas, Austin Independent School District seeks student athletic and catastrophic coverage (RFP 27RFP017 due August 4, 2026); Workforce Solutions Borderplex released insurance broker services RFQ FY26006 (due April 29, 2026); Trinity Metro (Fort Worth Transportation Authority) solicited subrogation recovery services (RFP 26-T020 due April 9, 2026); the City of Burleson posted ancillary insurance benefits RFP 2026-018 (due March 26, 2026); and the City of McKinney seeks an Insurance Broker of Record (RFP 2650RFP due February 12, 2026). The Texas A&M University System posted a group life and AD&D claims administration RFP (SBA-26-280 due May 4, 2026) covering 42,285 employees across 12 universities with an initial three-year term through August 31, 2029. Atlanta Beltline, Inc., a special-purpose real estate authority, seeks insurance analysis and cost savings services under a $45,000 contract (CEO2026102 due June 29, 2026) with a 30% DBE participation goal. Opportunities show compressed response windows—many close within two to four weeks of posting—and reflect recurring annual or multi-year renewal cycles tied to fiscal-year transitions in July or January.