NIGP 95379: Reinsurance Services

NIGP 95379 Reinsurance Services, an Item code, encompasses risk-transfer and claims-administration services that state and local governments purchase to protect self-funded benefit programs, municipal operations, and agency services against catastrophic loss. Recent solicitations show procurement activity spanning specific stop loss insurance for municipal health plans covering thousands of employees, excess workers' compensation coverage for school districts, pet insurance rebids with public-benefit contribution models, third-party claims administration for firefighter workers' compensation, and broker-of-record services managing comprehensive employee benefits and stop loss arrangements. Issuing bodies include municipalities (cities of Tucson and Orlando), counties (Sacramento and Greenville), and independent school districts (Northside Independent School District in San Antonio), with state and local agencies using both traditional risk transfer and alternative funding models—notably no-cost-to-agency programs where vendors bear all operational costs in exchange for enrollment volume or public-benefit contributions.

Activity over the past four months is concentrated in the Southwest and Southeast regions, with visible procurement from Arizona (Tucson), Texas (San Antonio), California (Sacramento), and South Carolina (Greenville), plus Florida (Orlando). Representative recent opportunities include Sacramento County's October 2026 RFP for no-cost pet insurance covering approximately 6,500 adopted animals with automated enrollment and quarterly reporting (RFP 70873R, due October 8, 2026), the City of Tucson's solicitation for specific stop loss insurance at $1.1 million deductible covering 4,508 employees with recent annual claims of approximately $43.5 million (RFP 260220, due May 19, 2026), Northside Independent School District's sealed-bid solicitation for excess workers' compensation coverage replacing expiring RFP 2023-166 (RFP2026099, due October 7, 2026), and the City of Orlando's request for third-party administration of firefighter workers' compensation claims covering 584 sworn firefighters with a three-year initial term and options to extend seven years (RFP 26-0265, due April 24, 2026). No set-aside designations or local preferences are stated across these solicitations, though some include scoring for veteran business enterprise participation.