NIGP 95380: Retirement Benefit Plan Insurance

NIGP 95380 Retirement Benefit Plan Insurance, an Item code, encompasses the administration, consulting, and insurance placement services that state and local governments procure to manage employee and retiree benefit programs—including medical, dental, vision, life, disability, deferred compensation, health reimbursement arrangements, and Medicare Supplement coverage. Recent solicitations show state and local bodies buying broker-of-record services, third-party administration of self-funded plans, plan recordkeeping and compliance, actuarial valuations, and fully insured or self-administered coverage for both active employees and retirees across multiple insurance products. The issuing-body mix spans county governments (Greenville County South Carolina; Volusia County, Gwinnett County, Hall County, and Orange County in Florida; Jackson County Missouri; Clarke County School District in Georgia), municipal governments (City of Lubbock, Tucson, Round Rock, and San Marcos in Texas; Orlando and New Smyrna Beach in Florida; Wheat Ridge Colorado), school districts (St. Louis Public Schools), and special-purpose authorities (New Smyrna Beach Utilities Commission). County purchasing divisions and city benefits or human resources departments dominate the issuing bodies, with repeat activity in Florida counties managing both active and retiree Medicare populations.

Geographic activity concentrates in the Southeast and Southwest, with the most recent opportunities posted from Florida (five separate RFPs spanning May–July 2026), Texas (three RFPs from April–May 2026), Georgia (four RFPs from February–June 2026), and Colorado (one RFP from April 2026). Representative recent solicitations include Greenville County, South Carolina's RFP 26057 for an Insurance Broker of Record to manage self-insured medical, dental, vision, life, disability, and COBRA administration for 2,700 employees and retirees, due January 23, 2026; City of Lubbock, Texas RFP 26-19659-KM for 457(b) deferred compensation plan recordkeeping and administration consolidating three separate plans totaling $38.2 million in assets, due June 11, 2026; City of Tucson's solicitation 260220 for specific stop loss insurance covering 4,508 employees and retirees with $43.5 million in recent annual claims, due May 19, 2026; and St. Louis Public Schools' RFP 099-2026 for district-wide employee benefit services including medical, pharmacy, dental, vision, life, disability, and wellness, due April 22, 2026. Contract terms typically run one to five years with optional renewal periods, and evaluation criteria consistently weight experience and references, service capability and platform functionality, and pricing competitiveness across the solicitations.