UNSPSC 84131603: Accidental injury insurance

UNSPSC 84131603 Accidental injury insurance, a Commodity code, covers supplemental and catastrophic accident coverage for students, employees, and specific populations, with state and local governments procuring both standalone accident plans and integrated voluntary benefits that include accident and critical illness coverage bundled with life, disability, and ancillary administration services. Recent solicitations show school districts and public colleges sourcing student athletic and catastrophic accident insurance, universities purchasing supplemental accident coverage for student athletes, and local governments and workforce boards acquiring group accident insurance alongside other voluntary or group benefits. The issuing-body mix spans K–12 school districts (Austin ISD, Amity Regional, Union County, Clarke County, Granite School District), public colleges and universities (Dalton State College, University of North Georgia, Texas A&M University System, Board of Regents of the University System of Georgia), county governments (Athens-Clarke County, Jefferson County, Chatham County, Chatham County, Union County Board of Education), municipalities (City of Burleson, City of McKinney), workforce development boards (Workforce Solutions Borderplex), transit authorities (Trinity Metro), and special-purpose entities (Atlanta Beltline, Inc., Mississippi Transportation Commission).

Recent activity concentrates in Georgia (Dalton State College, University of North Georgia, Board of Regents USG, Athens-Clarke County, Clarke County, Chatham County, Union County Board of Education) and Texas (Austin Independent School District, Texas A&M University System, Workforce Solutions Borderplex, City of Burleson, City of McKinney, Trinity Metro), with additional procurement in Connecticut (Amity Regional School District), Mississippi (Mississippi Transportation Commission), and Utah (Granite School District). Representative solicitations include Austin Independent School District (27RFP017, RFP, due August 4, 2026) seeking proposals for a two-tier student athletic and catastrophic accident insurance program with mandatory zero-balanced billing for the 2026–2027 school year; Dalton State College (56900ERFQ0017902026, eRFQ under Georgia's competitive process, due June 24, 2026) requesting secondary athletic insurance for student athletes, trainers, coaches, and managers effective August 1, 2026, with one-year term and two optional renewals; Granite School District (JG2607RFP, RFP, due February 26, 2026) procuring voluntary accident, critical illness, and hospital benefits for approximately 4,950 employees with contract effective January 1, 2027; and Texas A&M University System (RFP SBA-26-280, due May 4, 2026) seeking claims administration and fully-insured group life and accidental death and dismemberment insurance for approximately 42,285 employees and retirees, with initial term September 1, 2026 through August 31, 2029, and historical annual billed premiums of $108.2 million against total incurred claims of $92.7 million over five years.