NAICS 5223: Activities Related to Credit Intermediation

Industry group

Code facts

Codes under it
3
Contract awards
44 In the last 12 months
Contract obligations
$1,579,186,601 In FY2025

NAICS codes and definitions come from the U.S. Census Bureau and contract spending from SAM.gov/FPDS.

Contract obligations by fiscal year

Fiscal year Obligated
FY2027 To date -$3,123,833
FY2026 $1,149,412,366
FY2025 $1,579,186,601
FY2024 $1,478,916,242
FY2023 $1,440,467,075

Top contractors by obligations

Rank Contractor Obligated, FY2026–FY2027 Share
1 Nelnet Servicing LLC $296,204,554
2 Maximus Education LLC $234,902,612
3 Missouri Higher Education Loan Authority $199,661,675
4 Edfinancial Services LLC $140,608,942
5 Central Research Inc. $72,445,114
6 Compu-Link Corp $47,585,898
7 Coast Professional, Inc. $41,480,390
8 Information Systems & Networks Corporation $38,637,404
9 F.h. Cann & Associates, Inc. $37,359,449
10 Dynaxys, LLC $10,703,559

Top funding agencies by obligations

Rank Agency Obligated, FY2026–FY2027 Share
1 Department of Education $986,518,666
2 Department of Housing and Urban Development $97,056,491
3 Department of the Treasury $41,592,755
4 Consumer Financial Protection Bureau $14,133,959
5 Department of Homeland Security $13,708,444
6 Department of State $978,788
7 Department of the Interior $448,326
8 Department of Justice $328,176
9 Defense Commissary Agency Department of Defense $214,500
10 International Development Finance Corporation $26,105

Contract obligations by state

Rank Place of performance Obligated, last 12 months Share
1 District of Columbia $455,626,229
2 Nebraska $293,156,107
3 Tennessee $140,608,942
4 Virginia $90,614,678
5 Maryland $49,008,203
6 Oklahoma $47,585,898
7 Louisiana $41,480,390
8 Massachusetts $37,364,449
9 Washington $8,502,348
10 Minnesota $3,612,671
11 Arkansas $3,339,010
12 Indiana $1,908,991
13 New York $1,886,628
14 California $604,327
15 Oregon $335,800
16 Kansas $228,644
17 Illinois $211,608
18 Georgia $101,754
19 Connecticut $70,200
20 New Mexico $13,670
21 South Dakota $11,938
Show all 21

Shares are of everything obligated under NAICS 5223 in the last 12 months before deobligations, including work performed abroad or with no place of performance on record.

Contract opportunities

Notice Posted Due
VA Loan Servicing Pre-Solicitation · VA Strategic Acquisition Center Frederick
Lockbox Wholesale Support Services for the Office of Intake and Document Production (OIDP) Pre-Solicitation · Citizen and Immigration Services
Bundling Notice - USDA Rural Development (RD) Loan Servicing & Operational Support Special Notice · Rural Housing Service —
Corps Water Infrastructure Financing Program (CWIFP) Financial Transaction Processing Support Award Notice · Humphreys Engineer Center Support Activity (USACE) · W912HQ26CA066 —
Chat automated fee machine (AFM) Award Notice · Southeast Region (NPS) —
Purchase, Installation, and Services of Automated Fee Machine (AFM) - CHAT Special Notice · Southeast Region (NPS)
Corps water infrastructure financing program (cwifp) financial transaction processing support Solicitation · Humphreys Engineer Center Support Activity (USACE) · W912HQ26RA007
Q702--Notice of Intent to Sole Source Urgent and Emergent Dispense of Pharmacy Medications Overton Brooks VA Medical Center SHREVEPORT, LA Special Notice · Veterans Integrated Service Network 16 (VHA)
Global Custodial Services Solicitation · International Development Finance Corporation
Payment System Special Notice · Departmental Offices
Corps water infrastructure financing program (cwifp) financial transaction processing support Pre-Solicitation · Humphreys Engineer Center Support Activity (USACE) · W912HQ26S0019
CANCELLED- Commercial Solutions Opening (CSO): Commercial Payment Solutions - GSA Internal Purchase, Travel, and Fleet Services Special Notice · Federal Acquisition Service —
Business Process Operations (BPO) Customer Contact Center Services Pre-Solicitation · Contracts and Acquisition Management
Meal voucher cards services for Locally Employed Staff at the U. S. Embassy Brussels, Belgium Award Notice · Office of Acquisition Management · 19GE5025D0084 —
Pre-Tax Parking Electronic Financial Reimbursement Transaction Services Solicitation · Customs and Border Protection
Jicarilla Service Unit Clearinghouse Services Award Notice · Indian Health Service · 75H70725Q00099 —
Stakeholder Voice Survey Contract Special Notice · International Development Finance Corporation
Wisconsin UCC Filing Services Solicitation · Farm Production and Conservation
CANCELLED-Commercial Solutions Opening (CSO): Commercial Payment Solutions - GSA Internal Purchase, Travel, and Fleet Services Solicitation · Federal Acquisition Service
Clearing House Services for Wagner IHS Healthcare Center Solicitation · Indian Health Service
DFC Master Custody Agreement Solicitation · International Development Finance Corporation
Lockbox service for Missing Participants Program Award Notice · Pension Benefit Guaranty Corporation · 16PBGC25Q0060 —
RD Single Family Housing Servicing Office Requirement Pre-Solicitation · Rural Housing Service
Meal voucher cards services for Locally Employed Staff at the U. S. Embassy Brussels, Belgium Solicitation · Office of Acquisition Management · 19GE5025R0048
Lockbox service for Missing Participants Program. Solicitation · Pension Benefit Guaranty Corporation
Travel Intelligence Program Limited / Sole Source Justification · Immigration and Customs Enforcement —
Jicarilla Service Unit Clearinghouse Services Solicitation · Indian Health Service · 75H70725Q00099
CANCELLED-Charge Card and Commercial Payments - Additional Request for Information Special Notice · Federal Acquisition Service
Lockbox service for Missing Participants Program Pre-Solicitation · Pension Benefit Guaranty Corporation · RSP-25-0004
DOD OSC Federal Credit Program Underwriting Support Services Pre-Solicitation · Washington Headquarters Service
CANCELLED-Request for Information/Demos - GSA Charge Card and Commercial Payments Special Notice · Federal Acquisition Service
7690--Gift Cards Base 4/1/25 - 3/31/26) & 4 Options Award Notice · Veterans Integrated Service Network 1 (VHA) —
Meal voucher cards services for Locally Employed Staff at the U. S. Embassy Brussels, Belgium Pre-Solicitation · Office of Acquisition Management · 19GE5025R0048
Sources Sought - Digital Incentives Pre-Solicitation · US Census Bureau
RFI GSA Charge Card Pilot Project- Cancelled Special Notice · Federal Acquisition Service
7690--Amazon, Walmart, CVS, and/or Target Gift Cards AWARDED Solicitation · Veterans Integrated Service Network 1 (VHA)
AIR Card Combined Synopsis/Solicitation Solicitation · Energy (DLA)
Jicarilla Service Unit Clearinghouse Service Solicitation · Indian Health Service
Total Permanent Disability (TPD) Bridge Limited / Sole Source Justification · Contracts and Acquisition Management · 91003125R0001 —
Jicarilla Service Unit Clearinghouse Services Solicitation · Indian Health Service · JSU_Clearinghouse_Services
Passport Front-End Processing and Specialty Fee Collection Services Pre-Solicitation · Office of Acquisition Management
Home Equity Conversion Mortgage (HECM) Justification Sole Source Special Notice · Department of Housing and Urban Development
Ships’ Easy Access (SEA Card®) Program Award Notice · Energy (DLA) —
Receipt Transaction and Reconciliation Services Special Notice · Transportation Security Administration
Total Permanent Disability (TPD) Bridge Special Notice · Contracts and Acquisition Management
AN44--Services for Electronic Gift Cards in Various Denominations from CVS - Four Year IDIQ Contract for VA Portland Health Care System Solicitation · Veterans Integrated Service Network 4 (VHA)
Smart Safe Cash Management Solicitation · Customs and Border Protection
Mailout Service for OTS DWP NIIMS Solicitation · Central Office (BIA)
SFIHC - Secure Exchange Data Software - Perform Third-Party Insurance Claims Processing for M/Medicaid/VA and Commercial Payers Solicitation · Indian Health Service
Provide card transactional services to support DLA Energy’s Aviation Into-Plane Reimbursement (AIR) Program worldwide. Special Notice · Energy (DLA)
Show 40 more

Latest 50 of 471 listed here. See the rest on GovTribe.

Codes under 5223

Definition

This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions.

Quick answers

What is NAICS 5223?

NAICS 5223 is Activities Related to Credit Intermediation, an industry group in NAICS 52, Finance and Insurance.

What codes are under NAICS 5223?

NAICS 5223 has 3 codes under it with their own GovTribe pages: 52231 Mortgage and Nonmortgage Loan Brokers; 52232 Financial Transactions Processing, Reserve, and Clearinghouse Activities; and 52239 Other Activities Related to Credit Intermediation.

How much do federal agencies spend under NAICS 5223?

Federal contracts under NAICS 5223 obligated $1,579,186,601 in fiscal year 2025 and $5,644,858,451 in fiscal years 2023 through 2027.

Who are the largest contractors under NAICS 5223?

The contractors with the most obligated under NAICS 5223 in fiscal years 2026 and 2027 are Nelnet Servicing LLC ($296,204,554), Maximus Education LLC ($234,902,612) and Missouri Higher Education Loan Authority ($199,661,675).

Which agencies buy the most under NAICS 5223?

The agencies that obligated the most under NAICS 5223 in fiscal years 2026 and 2027 are Department of Education ($986,518,666), Department of Housing and Urban Development ($97,056,491) and Department of the Treasury ($41,592,755).

Which PSC codes are used with NAICS 5223?

The PSC codes with the most obligated under NAICS 5223 in fiscal years 2026 and 2027 are R710 Support – Management: Financial; R699 Other Administrative Support Services; and R711 Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public).

Where is the work under NAICS 5223 performed?

By place of performance, the states with the most contract obligations under NAICS 5223 over the last 12 months are the District of Columbia ($455,626,229), Nebraska ($293,156,107) and Tennessee ($140,608,942).

What is the latest contract opportunity under NAICS 5223?

The latest contract opportunity under NAICS 5223 is VA Loan Servicing, pre-solicitation from VA Strategic Acquisition Center Frederick, posted October 13, 2026.

On GovTribe

See everything under NAICS 5223

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