NAICS 522: Credit Intermediation and Related Activities
Subsector
Code facts
- Part of
-
- 52
- Codes under it
- 3
- Contract awards
- 61 In the last 12 months
- Contract obligations
- $1,679,674,741 In FY2025
NAICS codes and definitions come from the U.S. Census Bureau and contract spending from SAM.gov/FPDS.
Contract obligations by fiscal year
| Fiscal year | Obligated |
|---|---|
| FY2027 To date | -$7,510,188 |
| FY2026 | $1,480,268,711 |
| FY2025 | $1,679,674,741 |
| FY2024 | $1,661,037,333 |
| FY2023 | $1,598,626,196 |
Top contractors by obligations
| Rank | Contractor | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | Nelnet Servicing LLC | $296,204,554 | |
| 2 | Maximus Education LLC | $230,453,364 | |
| 3 | Missouri Higher Education Loan Authority | $199,661,675 | |
| 4 | National Association Citibank | $158,836,800 | |
| 5 | Edfinancial Services LLC | $140,608,942 | |
| 6 | Citibank, N.A. | $134,052,063 | |
| 7 | Central Research Inc. | $72,439,930 | |
| 8 | Compu-Link Corp | $47,585,898 | |
| 9 | Coast Professional, Inc. | $41,480,390 | |
| 10 | Bank Of New York Mellon (The) | $39,073,236 |
See the full FY2025 ranking of NAICS 522 contractors, by parent company.
Top funding agencies by obligations
| Rank | Agency | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | Department of Education | $968,785,587 | |
| 2 | Department of State | $293,970,868 | |
| 3 | Department of Housing and Urban Development | $136,129,727 | |
| 4 | Department of the Treasury | $42,047,755 | |
| 5 | Consumer Financial Protection Bureau | $14,133,959 | |
| 6 | Department of Homeland Security | $13,694,272 | |
| 7 | Department of the Army | $7,414,986 | |
| 8 | Department of Veterans Affairs | $2,056,319 | |
| 9 | Department of Health and Human Services | $542,848 | |
| 10 | Department of the Interior | $448,326 |
Top PSC codes by obligations
| Rank | PSC code | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | R710 Support – Management: Financial | $1,100,634,086 | |
| 2 | R711 Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public) | $316,339,692 | |
| 3 | R699 Other Administrative Support Services | $52,609,587 | |
| 4 | R799 Other Management Support Services | $3,882,370 | |
| 5 | R704 Auditing Services | $2,626,738 | |
| 6 | R499 Other Professional Services | $1,817,345 | |
| 7 |
DA10 IT and Telecom – Business Application/ |
$771,172 | |
| 8 | R426 Communications Services | $664,627 | |
| 9 | S201 Custodial Janitorial Services | $641,150 | |
| 10 | V112 Motor Freight | $455,000 |
Contract obligations by state
| Rank | Place of performance | Obligated, last 12 months | Share |
|---|---|---|---|
| 1 | District of Columbia | $495,636,227 | |
| 2 | Virginia | $364,760,498 | |
| 3 | Nebraska | $293,156,107 | |
| 4 | Tennessee | $140,608,942 | |
| 5 | Maryland | $49,038,203 | |
| 6 | Oklahoma | $47,585,898 | |
| 7 | Louisiana | $41,480,390 | |
| 8 | Massachusetts | $37,364,449 | |
| 9 | Washington | $8,502,348 | |
| 10 | Minnesota | $7,393,908 | |
| 11 | Arkansas | $3,339,010 | |
| 12 | Indiana | $1,908,991 | |
| 13 | New York | $1,886,628 | |
| 14 | California | $597,957 | |
| 15 | Pennsylvania | $567,345 | |
| 16 | Oregon | $335,800 | |
| 17 | Kansas | $263,653 | |
| 18 | Illinois | $211,608 | |
| 19 | Georgia | $101,754 | |
| 20 | Connecticut | $70,200 | |
| 21 | Colorado | $55,000 | |
| 22 | Michigan | $16,884 | |
| 23 | New Mexico | $13,670 | |
| 24 | Mississippi | $13,420 | |
| 25 | South Dakota | $11,938 | |
| 26 | North Carolina | $8,400 | |
| 27 | Maine | $511 |
Show all 27
Shares are of everything obligated under NAICS 522 in the last 12 months before deobligations, including work performed abroad or with no place of performance on record.
Contract opportunities
Show 40 more
Latest 50 of 690 listed here. See the rest on GovTribe.
Codes under 522
Definition
Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services.
Quick answers
What is NAICS 522?
NAICS 522 is Credit Intermediation and Related Activities, a subsector in NAICS 52, Finance and Insurance.
What codes are under NAICS 522?
NAICS 522 has 3 codes under it with their own GovTribe pages: 5221 Depository Credit Intermediation, 5222 Nondepository Credit Intermediation and 5223 Activities Related to Credit Intermediation.
How much do federal agencies spend under NAICS 522?
Federal contracts under NAICS 522 obligated $1,679,674,741 in fiscal year 2025 and $6,412,096,792 in fiscal years 2023 through 2027.
Who are the largest contractors under NAICS 522?
The contractors with the most obligated under NAICS 522 in fiscal years 2026 and 2027 are Nelnet Servicing LLC ($296,204,554), Maximus Education LLC ($230,453,364) and Missouri Higher Education Loan Authority ($199,661,675).
Which agencies buy the most under NAICS 522?
The agencies that obligated the most under NAICS 522 in fiscal years 2026 and 2027 are Department of Education ($968,785,587), Department of State ($293,970,868) and Department of Housing and Urban Development ($136,129,727).
Which PSC codes are used with NAICS 522?
The PSC codes with the most obligated under NAICS 522 in fiscal years 2026 and 2027 are R710 Support – Management: Financial; R711 Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public); and R699 Other Administrative Support Services.
Where is the work under NAICS 522 performed?
By place of performance, the states with the most contract obligations under NAICS 522 over the last 12 months are the District of Columbia ($495,636,227), Virginia ($364,760,498) and Nebraska ($293,156,107).
What is the latest contract opportunity under NAICS 522?
The latest contract opportunity under NAICS 522 is VA Loan Servicing, pre-solicitation from VA Strategic Acquisition Center Frederick, posted October 13, 2026.
On GovTribe
See everything under NAICS 522
- Federal contract opportunities, awards and IDVs under this code
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