Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau, an independent civilian agency that regulates consumer financial services and oversees compliance with federal consumer protection laws, has awarded 4,023 federal contracts since its inception in 2008, with combined potential value of $3.2 billion and combined dollars obligated of $2.33 billion (73% of potential value). The agency's contract activity has declined sharply in recent years: 221 awards in 2022, 239 in 2023, 218 in 2024, 85 in 2025, and 54 year-to-date in 2026. The most recent recorded award date is 2026-10-21.

Prime contractor competition is highly fragmented. The top five primes by award count cover only 21 percent of recent awards over the last five years. Citibank, N.A. leads by award count with 46 awards (though combined potential value of only $871 thousand), followed by Domestic Awardees (Undisclosed) at 41 awards and $5.3 million combined potential value, and Experian Information Solutions, Inc. at 31 awards and $30.9 million combined potential value. By potential value, concentration is highly fragmented as well — the top five by value cover only 4 percent of combined potential value. Fcn, Inc. leads by value at 27 awards and $70.6 million combined potential value, followed by Experian Information Solutions, Inc. at 31 awards and $30.9 million, and Rust Consulting, Inc. at 28 awards and $10 million. The portfolio encompasses 812 distinct prime contractors.

Set-asides remain the minority of CFPB contracting. Seventy-seven percent of awards carry no set-aside designation. Small business awards (both standard and HUBZone) account for 17 percent of the portfolio. Service-Disabled Veteran-Owned Small Business (SDVOSB) and sole-source 8(a) awards each represent 3 percent. Woman-Owned Small Business awards comprise less than 1 percent of all awards.

No recent contract opportunities are recorded in the source data, and no grant-making activity is supported by the agency's structure or the source material.

The Consumer Financial Protection Bureau ensures that financial products and services work for consumers. The Bureau helps consumers by providing educational materials and accepts complaints. They supervise banks, lenders, as well as large non bank entities, such as credit reporting agencies and debt collection companies. the Bureau also works to make credit card, mortgage, and other loan disclosures clearer so consumers can understand their rights and responsibilities.