UNSPSC 81162305: Risk management process as a service

Cloud or web-based service wherein the organization purchases business outcomes in Risk Management by accessing these services via Web-centric interfaces on multi-tenant and shared infrastructures without the need to manage or control the underlying resources.

UNSPSC 81162305 Risk management process as a service is a Commodity code that encompasses professional advisory and administrative services state and local governments purchase to manage insurance programs, claims, compliance, and employee benefits—work that spans broker services, third-party administration, stop-loss consulting, health plan design, and specialized risk reporting. The code captures broker-of-record engagements for property and casualty placements; third-party claims administration across workers' compensation, liability, and health plans; benefits consulting and enrollment support; Medicare Section 111 compliance reporting; and loss recovery and subrogation services. Issuing bodies are predominantly cities, counties, and school districts in Florida, Georgia, Texas, and scattered across other states; state-level procurement appears in the Washington Health Care Authority and Maine Risk Management Division. County governments and municipal risk management offices appear repeatedly across the recent opportunities, with school districts and special authorities (transit, development, higher education) participating regularly.

Recent activity shows two main solicitation patterns. First, broker-of-record and agent-of-record engagements dominate—the City of Holly Hill, Florida (RFP 26-HR-01, medical/dental/vision broker, due April 8, 2026), Escambia County, Florida (general lines agent, due October 30, 2026), City of Doral, Florida (insurance broker for property, liability, and casualty, due May 29, 2026), and Beaverton School District 48J in Oregon (insurance broker agent of record, due October 26, 2026) exemplify the scope: broker placement, renewal negotiation, carrier liaison, enrollment support, and claims advocacy for employee benefits or municipal property and liability programs. Second, specialized administrative services recur across geography—Broward County, Florida (Risk Management Information System, due November 13, 2026), Forsyth County, Georgia (workers' compensation third-party claims administration, due October 15, 2026), Orange County Transportation Authority, California (CMS Medicare Section 111 reporting, due September 2 and October 14, 2026), and Travis County Central Health, Texas (stop-loss insurance, due August 19, 2026) represent the secondary cluster of claims processing, data management, and compliance reporting work. Florida, Georgia, Texas, and California show the most concentrated recent posting activity; Oregon, Washington, Pennsylvania, Connecticut, and Michigan round out the geographic spread with one or two solicitations each.