Teacher Liability Insurance

The Texas Education Agency (TEA) is soliciting responses through RFP 701-26-008 for a comprehensive Teacher Liability Insurance program designed to protect classroom teachers against claims arising from their professional duties. This procurement seeks qualified vendors to design, implement, and manage a liability insurance program that will provide educators with protection while ensuring they understand their rights, duties, and benefits. Eligible participants are classroom teachers as defined by Texas Education Code 5.001(2)—educators employed by school districts teaching an average of at least four hours daily in academic or career and technology instructional settings—while excluding teacher's aides and full-time administrators. Vendors must propose viable policy structures including per-claim and aggregate limits, sub-limits, exclusions, and claims-made versus occurrence-based policies, along with the scope of legal support services to be provided by licensed Texas attorneys. Pricing will operate on a cost-per-participant model with tiered pricing based on enrollment levels, and vendors should propose bonus structures for achieving specific participation thresholds. The question period runs from January 30, 2026, at 5:00 PM CST through February 5, 2026, at 2:00 PM CST, with an Intent to Bid deadline and proposal submission deadline both set for February 25, 2026, at 2:00 PM CST through the Euna Procurement Bonfire portal at https://tea.bonfirehub.com/opportunities/214054. Required submissions include signed contract terms and conditions, a HUB Subcontracting Plan, a proposal cover page questionnaire, a TADBP questionnaire, a conflict of interest statement, and supporting documentation demonstrating understanding of project methodology, technical components, management plans, and vendor qualifications.

The solicitation documentation does not specify explicit set-aside designations, incumbent vendors, or award values; however, vendors must comply with HUB (Historically Underutilized Business) subcontracting plan requirements and demonstrate commitment to disadvantaged enterprise participation. No current incumbent contractor is identified in the available materials. System integration requirements include database compliance with Texas-RAMP and TEA system integration, with specific database compliance details and access requirements to be determined during contract negotiations. The RFP explicitly states that total costs will not exceed the allotted budget and that teachers will not be charged additional fees beyond the state-funded amount for required services, indicating a fixed budgetary constraint, though the specific budget amount is not disclosed in the posted solicitation materials. TEA retains flexibility to negotiate vendor-proposed service tiers exceeding RFP requirements and may extend eligibility to clinical teachers and teacher residents through negotiated arrangements, suggesting potential for contract expansion beyond the baseline scope.