UNSPSC 64121508: Homeowners insurance policy

A type of risk management contract that covers an individual residence against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

UNSPSC 64121508 Homeowners insurance policy is a Commodity code that does not reflect the activity currently being solicited under this code in state and local procurement. Recent state and local opportunities posted to this code include group employee medical insurance, market conduct examinations for insurance companies, hospital indemnity insurance, health benefits plan consulting, pharmacy benefit management, insurance brokerage services, athletic insurance, dental and vision benefits, stop-loss reinsurance, employee assistance programs, and third-party administrator services — none of which constitute homeowners insurance. The code shows a systematic classification mismatch between its nominal scope and actual procurement activity, indicating either miscoding by issuing bodies or repurposing of the code designation in state and local procurement systems.

The issuing bodies span city governments (Edinburg, Tucson, Sarasota, Lubbock, Orange County, Doral, Richardson, and others), counties (Okaloosa, Volusia, Hall, Gwinnett, Collier, Rockland, Walton, Athens-Clarke, and Pinellas), independent school districts (Schertz-Cibolo-Universal City, Garland, Northside, Manor, Sarasota County Schools), state agencies (South Dakota Division of Insurance, Texas Education Agency), universities and systems (University of Texas System, UT Health San Antonio, University of North Georgia, Dalton State College), and special-purpose entities (Central Health, CIS public entity risk pool, Buckman Direct Diversion Board). Representative recent opportunities include the City of Edinburg's group employee medical insurance RFP (due August 4, 2026), South Dakota Division of Insurance market conduct examinations RFP (due September 1, 2026), Central Health hospital indemnity insurance RFP (due July 13, 2026), City of Tucson stop-loss insurance RFP (due May 19, 2026), Northside Independent School District medical TPA and pharmacy benefit management services RFP (due May 6, 2026), and Collier County pharmacy benefit management services RFP (due April 9, 2026). Geographic activity spans Texas, Georgia, Florida, South Dakota, Arizona, Colorado, Ohio, Mississippi, Kentucky, New York, Illinois, Oregon, and New Mexico — a nationwide distribution with notable concentration in Texas, Florida, and Georgia.