UNSPSC 64122102: Group health insurance policy

A type of commercial risk management contract, in the form of a policy, that protects group members against the risk of damage due to health related conditions and maladies

UNSPSC 64122102 Group health insurance policy is a Commodity code that state and local governments use to procure group medical insurance coverage for employees, retirees, and dependents across municipal governments, school districts, counties, transit authorities, and special-purpose districts. State and local buyers soliciting under this code are currently acquiring fully insured medical plans, self-funded plans with administrative services only (ASO), stop-loss reinsurance, pharmacy benefit management integrated with medical coverage, Medicare Advantage plans for retirees, hospital indemnity insurance, and related health benefits administration. Issuing bodies span the full range of state and local entities: city governments (Edinburg, Richardson, Tucson, Lubbock, Sarasota, Doral, Canton, Waxahachie, Orlando, DeBary, and Orange County), counties (Okaloosa, Gwinnett, Hall, Volusia, Frederick, Rockland, Walton, Cook, Pinellas, and Greenville County), independent school districts (Garland, Schertz-Cibolo-Universal City, Manor, Northside, Sarasota County Schools), state departments and authorities (Texas Education Agency, South Dakota Division of Insurance, University of Texas System, Kentucky Department of Fish and Wildlife Resources, Mississippi State Department of Health), public hospital districts (Central Health/Travis County), and regional entities (CIS public entity risk pool, Illinois Tollway System, University System of Georgia, Dalton State College, University of North Georgia). Recent activity shows city and school district buyers issuing the highest volume of group medical insurance RFPs and RFQs.

The geographic spread of recent opportunities is concentrated across Texas, Florida, Georgia, Colorado, and Arizona, with secondary activity in South Carolina, Mississippi, Illinois, Oregon, New Mexico, Kentucky, and New York. Representative recent solicitations include the City of Edinburg, Texas RFP 2026-018 for group employee medical insurance (fully-funded and self-funded options, response due August 4, 2026), Central Health in Austin RFP 2606001 for hospital indemnity insurance (response due July 13, 2026), Northside Independent School District in San Antonio RFP 2026-076 for medical TPA and pharmacy benefit management services (sealed bid due May 6, 2026, serving approximately 18,000 covered members), Schertz-Cibolo-Universal City ISD RFP 26-025V for health insurance TPA services (proposals due June 23, 2026 for self-funded plan with approximately 1,200 lives), and City of Richardson RFP 704-26 for pharmacy benefit manager services (proposals due June 4, 2026 for approximately 978 employees). These solicitations show consistent demand for integrated medical and pharmacy administration, competitive bidding among established carriers and third-party administrators, and preference for pass-through pharmacy pricing and transparent fee structures. The code generates steady quarterly activity with RFP, RFQ, and IFB notice types, typical contract terms of one to five years with renewal options, and service incumbents including Blue Cross Blue Shield, Aetna, United Medical Resources, Express Scripts, Cigna, OptumRx, and regional carriers.