UNSPSC 64121507: Fraternal benefit society insurance policy

A type of risk management contract that provides coverage to real property owners via membership in a group with a common goal

UNSPSC 64121507 Fraternal benefit society insurance policy is a Commodity-tier code that does not align with the recent state and local procurement activity tagged under it. The source opportunities reflect brokerage services for health insurance administration, stop-loss coverage, workers' compensation third-party administration, dental and vision benefits, pharmacy benefit management, group life and disability insurance, and specialized risk management consulting—none of which constitute fraternal benefit society insurance as traditionally understood. The mismatch between the code's nominal scope and the actual work being solicited suggests either systematic coding error in state and local procurement systems or misapplication of this Commodity code to broader employee benefits procurement.

The issuing bodies span a diverse mix: municipalities (City of DeBary, City of Detroit, City of Doral, City of Phoenix, City of Tucson), counties (Escambia, Montgomery, Polk, Collier, San Mateo, Volusia, Nassau, Marion, Galveston, Catoosa, Rockland), independent school districts (Fort Bend, Northside, Beaverton, Austin), regional authorities (Louisville/Jefferson County Metro Government, Brazos River Authority), state agencies (State of Texas), special districts (Travis County Healthcare District), and joint powers entities (Buckman Direct Diversion Board, CIS pool). The geographic spread is national, with recent activity concentrated in Florida (multiple municipal and county opportunities), Texas (school districts and municipalities), Georgia, California, Arizona, Pennsylvania, Oregon, and South Carolina. Representative recent solicitations include the City of DeBary's RFP for health insurance and employee benefits brokerage services (September 2017 vintage but posted in October 2026), the City of Doral's RFP for insurance broker-agent of record services with a current portfolio of $3,559,122 in annual insurance costs (proposals due May 29, 2026), Polk County Public Schools' ITN for third-party claim administration services with Cannon Cochran Management Services recommended for award at 174.75 points (August 2026), and Pinellas County's RFP 26-0251 for employee benefits concierge and health navigation services covering 3,250 employees (March 5, 2026 deadline). The code shows no relevant recent activity—state and local buyers are procuring employee benefits services, not fraternal benefit society policies, indicating this Commodity code should not be relied upon for market intelligence in this space.