UNSPSC 64121504: Commercial multiple peril policy

A type of risk management contract that offers at least two forms of coverage including losses incurred from business crime, business automobile, boiler and machinery, marine and farm.

UNSPSC 64121504 Commercial multiple peril policy (Commodity) encompasses a range of group health insurance products and related administrative services that state and local governments procure for their employees, retirees, and beneficiaries. Recent solicitations show state and local buyers acquiring fully insured and self-funded medical plans, pharmacy benefit management, stop-loss insurance, dental and vision coverage, disability and life insurance, employee assistance programs, health navigation services, Medicare Advantage plans, and specialized coverages such as hospital indemnity and student/athletic accident insurance. The code spans both the insurance products themselves and the brokerage, third-party administration, and consulting services needed to design, procure, implement, and manage them.

State and local issuing bodies running procurements under this code include city governments (Tucson, Orlando, Sarasota, Richardson, Lubbock, Waxahachie, Wheat Ridge, DeBary), counties (Gwinnett, Orange, Volusia, Collier, Pinellas, Walton, Okaloosa, Hall, Rockland), independent school districts (Northside ISD, Manor ISD, Schertz-Cibolo-Universal City ISD, Garland ISD), state agencies (Texas Education Agency, South Dakota Division of Insurance, Mississippi State Department of Health), public universities and university systems (University of Texas System, University of Texas Health Science Center at San Antonio, Dalton State College, University of North Georgia, Gwinnett County Board of Commissioners, Board of Regents of the University System of Georgia), transit and special-purpose authorities (Illinois Tollway System, Central Health/Travis County Healthcare District, CIS Benefits for Oregon municipalities), and regional/multi-entity purchasing pools. The most active recent buyers are Texas school districts and municipalities, Florida counties and cities, and multi-state university systems. Repeat or standout buyers in the recent block include Schertz-Cibolo-Universal City ISD (multiple RFPs for medical brokerage, TPA, and related services), City of Tucson (stop-loss insurance and FSA/COBRA administration), Orange County and Volusia County Florida (vision and Medicare supplement), and the University of Texas System (claims preparation and TPA services).

Geographic spread shows dense recent activity across Texas (school districts and municipalities), Florida (counties and cities), Georgia (counties, universities, state purchasing), Arizona, Colorado, Mississippi, South Dakota, Illinois, and Kentucky. The code sees activity in states coast-to-coast, with Texas, Florida, and Georgia concentrated in the most recent opportunities block. Representative recent opportunities include the City of Edinburg, Texas RFP 2026-018 for group employee medical insurance (RFP, due August 4, 2026) covering approximately 1,370 employees and retirees with both fully-funded and self-funded options and pharmacy benefit management; the South Dakota Division of Insurance RFP 26RFP19858 for market conduct examinations of insurance companies (RFP, due September 1, 2026); Central Health (Travis County Healthcare District) RFP 2606001 for hospital indemnity insurance (RFP, due July 13, 2026) for approximately 2,300 employees; Northside Independent School District (San Antonio) RFP 2026-076 for medical TPA and pharmacy benefit management services (RFP, due May 6, 2026) for approximately 18,000 covered members; the City of Tucson RFP 260220 for specific stop-loss insurance (RFP, due May 19, 2026) with $1.1 million requested deductible covering approximately 4,508 employees and retirees; and Collier County RFP 25-8414 for pharmacy benefit management (RFP, due April 9, 2026) covering approximately 4,800 members. Procurement volumes remain steady across the country with no evidence of seasonal pullback; the code shows sustained buying activity in both employee medical benefits and specialized insurance products used by public-sector employers.