UNSPSC 64122202: Group dental insurance policy

A type of commercial risk management contract, in the form of a policy, that protects individuals against the risk of damage due to dental related conditions and maladies

UNSPSC 64122202 Group dental insurance policy is a Commodity code representing state and local procurement of dental coverage administration and policy placement, most visibly through broker-led benefit design and enrollment facilitation for municipal and county workforces. The code captures the full spectrum of activity around dental plan procurement — from RFPs for dental carriers and third-party administrators to broker-of-record selections and bundled employee benefits packages that include dental as a component. Recent state and local solicitations show dental plans solicited as standalone coverages (dental-vision RFPs, dental-only renewals) and as part of comprehensive health benefits suites (medical-dental-vision bundles, life-disability-dental consolidations). Issuing bodies span city governments, counties, school districts, and special districts across the United States, with the most recent activity concentrated in Florida, Texas, Arizona, Oregon, Pennsylvania, and Georgia. Cities of Doral and Lawrenceville, Florida; Escambia County, Florida; and Austin Independent School District are among repeat buyers visible in recent weeks. The work is fundamentally transactional—negotiating plan designs, processing RFPs for carrier selection, managing employee enrollment, and administering claims—rather than policy research or regulatory development.

Representative recent opportunities include the City of Doral, Florida's RFP for Insurance Broker-Agent of Record (issued May 7, 2026, closing May 29, 2026) covering dental among multiple liability lines for $3.559 million in current annual expenditure; Catoosa County, Georgia's RFQ for broker services for 430 benefit-eligible employees (issued September 23, 2026, closing October 22, 2026) seeking strategic plan design and negotiation; and Brevard County, Florida's RFP for group life and disability with supplemental health benefits including dental (issued August 31, 2026, closing July 28, 2026) consolidating voluntary and mandatory lines under a single carrier. The County of San Mateo, California issued a five-year dental RFP covering approximately 16,000 lives across PPO and DHMO plans (issued August 17, 2026, closing April 3, 2026 — a backdated closing reflecting a recent repost). Most solicitations are RFPs with ninety-to-one-hundred-twenty-day response windows; evaluation typically weights experience with public entities and network adequacy heavily, with cost ranging from thirty to fifty percent of scoring. Contracts run three to five years with optional renewal periods. The activity is steady across fiscal-year procurement cycles (late summer peaks for January 1 effective dates) with no geographic concentration beyond the states named and no standout single buyer across the dataset.