UNSPSC 64122201: Individual dental insurance policy

A type of commercial risk management contract, in the form of a policy, that protects individuals against the risk of damage due to dental related conditions and maladies

UNSPSC 64122201 Individual dental insurance policy is a Commodity code representing standalone dental insurance products purchased by state and local governments for their employees and retirees. State and local procurement under this code diverges sharply from its abstract title—the recent opportunities block shows virtually no activity soliciting individual dental policies as discrete products. Instead, procurement bodies are acquiring dental benefits as components of broader employee benefits packages, bundled with medical, vision, life, disability, and ancillary coverages through group health plans, fully insured group dental plans, and self-funded benefit programs. Dental coverage appears consistently in multi-line RFPs issued by cities, counties, school districts, and special-purpose authorities seeking comprehensive benefits administration rather than standalone dental insurance. The issuing bodies include municipal governments (City of Tucson, City of Sarasota, City of Orlando, City of Richardson), counties (Okaloosa County, Orange County, Volusia County, Collier County, Hall County, Gwinnett County), school districts (Garland ISD, Manor ISD, Northside ISD, Sarasota County Schools), and state entities (Texas Education Agency, University of Texas System). Repeat buyers appear across Texas and Florida jurisdictions, with school districts and large counties representing the dominant share of recent activity.

The geographic spread of recent dental-benefits procurements clusters heavily in Texas and Florida, with additional activity in Georgia, Colorado, Arizona, and South Carolina. Representative recent opportunities include Okaloosa County's RFP for ancillary benefits (posted April 24, 2026, due April 21, 2026 at 3:00 PM) seeking Dental PPO coverage alongside life and disability products; Manor Independent School District's medical RFP re-solicitation (posted April 16, 2026, due April 30, 2026 at 12:00 PM) covering self-funded and fully insured medical and pharmacy plans with implied dental carve-outs; the Unified Government of Athens-Clarke County's RFP 26035 for fully insured dental benefits (posted April 10, 2026, due May 14, 2026 at 2:00 PM) serving 1,500 employees and 800 retirees; and Volusia County's Medicare Supplement and Part D RFP (posted April 17, 2026, due May 11, 2026 at 3:01 PM) which, while focused on retiree Medicare products, reflects the multi-line benefits procurement pattern. The code shows minimal standalone dental-policy activity and substantial integration into group benefits solicitations, indicating that pursuit under this Commodity code alone would miss the broader procurement context driving actual dental-benefit awards at state and local level.