UNSPSC 64121509: Inland marine insurance policy

A type of risk management contract that covers property as follows: property in transit; property held by a bailee; property at a fixed location that is an instrument of transportation. Coverage is designed specifically for movable goods that are often at different locations.

UNSPSC 64121509 Inland marine insurance policy is a Commodity code that does not align with the recent state and local procurement activity recorded under this classification. The source shows no solicitations for inland marine insurance per se; instead, the opportunities tagged to this code predominantly concern group employee medical insurance, health benefits administration, pharmacy benefit management, third-party administration services, broker services, voluntary benefits, stop-loss insurance, and ancillary coverages such as dental, vision, disability, and life insurance.

The issuing-body mix spans state agencies, county governments, municipalities, independent school districts, university systems, and special-purpose districts across multiple states. Repeat buyers include Texas jurisdictions (City of Edinburg RFP2026018, Schertz-Cibolo-Universal City Independent School District RFP 26019V and RFP 26025V, Manor ISD, Northside ISD, the City of Richardson, and the City of Lubbock), Florida counties and municipalities (Okaloosa County RFPRM3626 and RFPRM3726, Orange County Y26-150, Volusia County 26P67TF, Collier County RFP 25-8414, the City of Sarasota 2623HR, and the City of Orlando RFP26-0047), and Georgia entities (Athens-Clarke County RFP 26035 and RFP 26036, Hall County RFQ/P #47-009, and Gwinnett County PE77023NONST2026000000590). Geographic activity concentrates in Texas, Florida, and Georgia, with secondary activity in the Midwest, Southeast, and Mid-Atlantic regions. The work being solicited under this code is actually group health insurance procurement—fully insured and self-funded medical plans, TPA services, pharmacy benefit management, broker services, stop-loss coverage, and voluntary or ancillary benefits administration—not inland marine coverage. Representative recent opportunities include the City of Edinburg, Texas RFP 2026-018 for group employee medical insurance (proposals due August 4, 2026), the South Dakota Division of Insurance RFP 26RFP19858 for market conduct examinations of insurance companies (proposals due September 1, 2026), Central Health's RFP 2606001 for hospital indemnity insurance (proposals due July 13, 2026), and Northside Independent School District's RFP 2026-076 for medical TPA and pharmacy benefit management services (proposals due May 6, 2026). The code assignment appears to be a classification mismatch in the state procurement systems; the code does not capture the scope of health benefits and insurance administration work actually being purchased at state and local levels.