UNSPSC 64122200: Dental insurance contracts

A broad range of commercial risk management contracts, in the form of policies, that protect individuals or members of a group against the risk of damage due to dental related conditions and maladies

UNSPSC 64122200 Dental insurance contracts, a Class code, encompasses the design, placement, and administration of dental benefit plans for state and local government employees and retirees. Recent solicitations show state and local buyers procuring both standalone dental coverage and dental benefits bundled within broader employee health and benefits programs—often alongside medical, vision, life, disability, FSA, HRA, and COBRA administration. The issuing bodies span county human resources departments, municipal governments, independent school districts, transit authorities, regional public entities, and special-purpose districts. Issuers range from small jurisdictions with fewer than 100 covered lives to large metropolitan counties and regional authorities managing thousands of employees and their families. Recent activity shows counties, cities, and school districts repeatedly issuing RFPs for dental brokerage and insurance administration services; standout repeat buyers include counties in Florida and Texas (Brevard, Collier, Pinellas, Galveston, Travis, Escambia), mid-size Texas cities (Pflugerville, Tucson, Sarasota, Edinburg, Phoenix), and Oregon counties and districts (Beaverton, San Mateo, Rockland).

The geographic spread leans heavily toward Florida, Texas, California, and Arizona, with additional activity across Oregon, Georgia, Pennsylvania, New Mexico, and other states. Representative recent opportunities include the City of Doral, Florida's RFP for Insurance Broker-Agent of Record (May 2026), covering property, liability, and workers compensation with total current expenditure of $3.56 million and insured values exceeding $157 million; Brevard County, Florida's RFP for Group Life & Disability and Supplemental Health Benefits (July 2026), consolidating mandatory and voluntary lines under Standard Insurance through January 2029; the County of San Mateo's Dental Services RFP (August 2026), seeking coverage for approximately 16,000 lives across PPO and DHMO plans with evaluation scheduled for May 2026 and award by July 31; the City of Phoenix's vision benefits RFP (August 2026), covering 32,000 participants on a five-year fully insured contract commencing January 1, 2028; and Pinellas County, Florida's employee benefits concierge and health navigation RFP (October 2026), supporting 3,250 benefits-eligible employees with services complementing medical, pharmacy, dental, and vision coverage through multiple carriers (United Medical Resources, Express Scripts, Cigna, EyeMed), reflecting the deep integration of dental within comprehensive benefit packages in current state and local procurement.