UNSPSC 64122200: Dental insurance contracts

A broad range of commercial risk management contracts, in the form of policies, that protect individuals or members of a group against the risk of damage due to dental related conditions and maladies

UNSPSC 64122200 Dental insurance contracts is a Class code that encompasses comprehensive dental coverage administration and insurance products for employee and retiree populations served by state and local government entities. State and local governments procure fully insured dental plans, self-insured dental benefit administration, network management, claims processing, and related dental insurance services through this code. Recent solicitations show government buyers seeking dental-only coverage, dental integrated with medical plans, and dental services bundled with ancillary benefits like vision or life insurance. The issuing body mix spans county governments (Howard County Maryland, Gwinnett County Georgia, Volusia County Florida, Rockland County New York, Okaloosa County Florida), municipalities (City of Sarasota Florida, City of Corinth Texas, City of Doral Florida), independent school districts (Garland ISD Texas, NISD San Antonio, Manor ISD Texas, Sarasota County Schools), and special-purpose districts (Central Health Travis County Texas, Athens-Clarke County Georgia Unified Government). Several jurisdictions appear multiple times in recent activity, indicating steady procurement cycle demand. Counties and school districts represent the most active segments, with frequent annual or multi-year renewal cycles.

Geographic concentration shows heaviest recent activity in Florida (Okaloosa, Volusia, Orange, Sarasota County and municipalities), Texas (multiple school districts and cities), and Georgia (counties and university systems), with secondary activity across the Southeast and Mid-Atlantic regions. Representative recent opportunities include Howard County Maryland RFP-15-2026 for dental plan covering actives and retirees (due June 10, 2026); Central Health Travis County RFP 2606001 for hospital indemnity and dental benefits covering approximately 2,300 employees (due July 13, 2026); Okaloosa County Florida RFP RM 37-26 for ancillary dental PPO fully-insured coverage (due April 21, 2026, now closed); and City of Corinth Texas RFP #1189 seeking fully insured medical/pharmacy and dental employee benefits for approximately 189 employees (due June 4, 2026). Dental contract activity typically appears within broader employee benefits RFPs alongside medical, vision, life, and disability coverage, though some jurisdictions issue standalone dental solicitations. Most resulting contracts carry initial terms of one to three years with automatic or optional renewal periods, and pricing is uniformly quoted on a net-of-commission basis with four-tier rate structures (Employee Only, Employee + Spouse, Employee + Children, Family).