UNSPSC 64122100: Health insurance contracts

A broad range of commercial risk management contracts, in the form of policies, that protect individuals or members of a group against the risk of damage due to health related conditions and maladies

UNSPSC 64122100 Health insurance contracts, a Class code, encompasses brokerage, third-party administration, and consulting services that state and local governments procure to manage employee health benefits — including medical, dental, vision, pharmacy, stop loss, life insurance, disability coverage, and COBRA administration. Recent solicitations show cities, counties, school districts, and special-purpose authorities seeking everything from traditional broker-of-record placements managing comprehensive benefit portfolios to specialized vendors administering stop loss reinsurance, pharmacy benefits, medical consulting, and claims processing for self-funded plans. The issuing bodies span municipal governments, county boards of commissioners, independent school districts, housing authorities, hospital districts, and health risk pools. Repeat buyers include Florida municipalities (City of Doral, City of New Smyrna Beach, City of Sarasota, Brevard County, Collier County, Escambia County), Texas school districts and counties (Northside ISD, Schertz-Cibolo-Universal City ISD, Fort Bend ISD, Austin ISD, Travis County Healthcare District, Johnson County), and California counties (San Mateo County), suggesting persistent demand for professional benefits management across diverse workforce sizes.

Geographic activity concentrates in Florida, Texas, and California, with secondary activity in the Pacific Northwest, Arizona, Pennsylvania, New York, and the Upper Midwest. Representative recent solicitations include Escambia County, Florida's RFP for a General Lines Insurance Agent of Record covering 2,100+ employees with a $550 million insured value and a 60-month term (proposals due October 30, 2026); the City of Doral's RFP for Insurance Broker-Agent of Record managing multiple coverage lines with a current annual expenditure of $3.559 million (proposals due May 29, 2026); Pinellas County, Florida's RFP for employee benefits concierge and health navigation services covering 3,250 benefits-eligible employees and five invited vendors including Alight Health and Included Health (proposals due March 5, 2026); and Austin Independent School District's RFP for pharmacy benefit management services evaluating traditional, alternative, and emerging models (proposals due August 4, 2026). Stop loss insurance and medical third-party administration are also active — Fort Bend ISD, Travis County Healthcare District, Johnson County Texas, and the City of San Angelo all posted solicitations for stop loss coverage between July and November 2026, while CIS (Certified Insurance Services), a public entity risk pool covering 270+ Oregon employers, sought medical third-party administration proposals due October 14, 2026. Multi-state geographic spread and the diversity of issuing bodies and benefit lines indicate sustained market activity across all issuing-body types serving workforces from fewer than 100 employees to more than 4,000.