Jail Healthcare Professional Liability Insurance Policy for Gregg County, Texas

Gregg County, Texas has issued Request for Proposals (RFP) #2026-01 for a Jail Healthcare Professional Liability Insurance Policy, seeking qualified insurance providers to furnish comprehensive coverage for the Gregg County Health Department and Sheriff's Department Jail Division. The procurement encompasses a claims-made professional liability insurance policy with a General Entity Aggregate limit of $3,000,000 and a Per Entity Claim limit of $1,000,000, featuring a $250,000 annual deductible and retroactive date of December 15, 2010. The required coverage includes Commercial General Liability ($1,000,000 per occurrence, $2,000,000 general aggregate) and Errors & Omissions Professional Liability ($5,000,000). The county seeks timely claims processing, subrogation pursuit, policy change review assistance, and strong communication regarding the insurance policy. Successful respondents must demonstrate substantial experience with healthcare facility insurance, provide detailed company background and references, submit insurance certificates with AM Best ratings, and comply with Texas state and federal legal requirements including boycott verification and interested party disclosure. The evaluation criteria allocate 25 points to experience, 25 points to the proposed plan, 30 points to cost, 15 points to alternate proposals, and 5 points to RFP compliance and forms completion. Sealed proposals are due by 2:00 PM CST on October 2, 2025, through the Gregg County Bonfire Portal, with contract performance scheduled from November 1, 2025, through September 30, 2026, with potential annual renewal options.

The procurement documents do not identify specific set-aside designations or restrictions limiting participation to particular business types, though the Standard Terms and Conditions emphasize minority business involvement and require criminal background checks for personnel working on county properties. No incumbent vendor or current contractor information is explicitly listed in the RFP materials; however, loss run documentation indicates historical coverage through carriers including Admiral Insurance, Hudson Insurance Group, Certain Underwriters at Lloyd's, and Pro-Praxis Insurance, with the most recent coverage through Pro-Praxis Insurance for the period November 1, 2023, through November 1, 2024. The county's claims history from 2017 to 2025 shows approximately $21,609.98 in total incurred costs related to medical negligence and denial of care claims, with $12,134.19 in net incurred amounts after deductibles, indicating a moderate claims experience pattern. The specific insurance premium amounts and total award values are not disclosed in the RFP documents, though vendors must submit cost proposals using the provided Form H Cost Proposal template. Respondents must register as vendors through the Bonfire procurement platform at cogregtx.bonfrehub.com and comply with all Gregg County vendor registration procedures prior to bid submission.