NAICS Code 561450: Credit Bureaus

National industry

SBA small business size standard: $41 million in average annual receipts

Definition

This industry comprises establishments primarily engaged in compiling information, such as credit and employment histories, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of individuals and businesses.

Code facts

Contract awards
68 In the last 12 months
Contract obligations
$166,310,970 In FY2025

NAICS codes and definitions come from the U.S. Census Bureau, size standards from the SBA and contract spending from SAM.gov/FPDS.

Business activities under NAICS 561450

  • Commercial credit reporting bureaus
  • Consumer credit reporting bureaus
  • Credit agencies
  • Credit bureaus
  • Credit investigation services
  • Credit rating services
  • Credit reporting bureaus
  • Investigation services, credit
  • Mercantile credit reporting bureaus

Contract obligations by fiscal year

Fiscal year Obligated
FY2027 To date -$1,494,198
FY2026 $207,782,136
FY2025 $166,310,970
FY2024 $190,673,479
FY2023 $189,962,596

Top contractors by obligations

Rank Contractor Obligated, FY2026–FY2027 Share
1 Equifax Workforce Solutions LLC $65,400,000
2 Lexisnexis Special Services Inc. $60,428,347
3 Dun & Bradstreet, Inc. $37,928,841
4 Thomson Reuters Special Services LLC $11,634,951
5 Ernst & Young LLP $8,062,796
6 Advize Health LLC $6,475,800
7 Verato, Inc. $5,672,805
8 Experian Information Solutions, Inc. $3,661,125
9 Identity Theft Guard Solutions, Inc. $2,528,068
10 Moody's Analytics, Inc. $1,385,424

Top funding agencies by obligations

Rank Agency Obligated, FY2026–FY2027 Share
1 Social Security Administration $65,433,600
2 General Services Administration $62,710,822
3 Department of Homeland Security $22,166,902
4 Department of Justice $17,701,425
5 Defense Counterintelligence and Security Agency Department of Defense $16,484,045
6 Department of Health and Human Services $6,606,051
7 Department of Agriculture $2,409,604
8 Consumer Financial Protection Bureau $1,986,685
9 Department of the Treasury $1,836,395
10 Office of Personnel Management $1,744,982

Contract obligations by state

Rank Place of performance Obligated, last 12 months Share
1 District of Columbia $77,453,815
2 Maryland $67,195,552
3 Virginia $32,324,625
4 Florida $14,378,149
5 California $1,917,543
6 Georgia $754,073
7 West Virginia $130,000
8 Illinois $85,399
9 Massachusetts $43,910
10 Missouri $29,395
11 Washington $7,713
12 Indiana $7,404
13 Utah $7,369
14 Louisiana $5,900
15 Puerto Rico $2,631
16 Iowa $1,250
17 Oklahoma $545
18 Alabama $100
Show all 18

Shares are of everything obligated under NAICS 561450 in the last 12 months before deobligations, including work performed abroad or with no place of performance on record.

Contract opportunities

Notice Posted Due
OCC Tri-Merge Credit Reporting Services for CO&S Award Notice · Office of the Comptroller of the Currency · 2031JW26C00011 —
Synthetic Businesses Pilot Solicitation · Internal Revenue Service
Notice of Intent to Sole Source AF_FLP Debt Collection & Credit Reporting Services Special Notice · Executive Office for US Attorneys (OBD)
Pre-solicitation Notice with Intent to Sole Source - Moody's Lending Cloud Special Notice · Farm Production and Conservation
3-in-1 Credit Reporting Pre-Solicitation · Securities and Exchange Commission
Data Analytic Support Services (DASS) Intent to Sole Source Special Notice · Immigration and Customs Enforcement
OCC Tri-Merge Credit Reporting Services for CO&S Solicitation · Office of the Comptroller of the Currency · 2031JW26Q00074
Exception to Fair Opportunity for Credit Report Services Special Notice · Defense Counterintelligence and Security Agency
Moody's Financial Contact - Sole Source Special Notice · Bureau of Ocean Energy Management
Presolicitation Public Notice Special Notice
Public Record Data – LexisNexis ProMonitor Alert Award Notice · Defense Counterintelligence and Security Agency —
R611--Louisville Web Based Credit Monitoring Pre-Solicitation · Department of Veterans Affairs
Business Intelligence Platform Special Notice · Internal Revenue Service
DLA Market Research Subscription Tool Pre-Solicitation · Defense Logistics Agency
Limited-Sources Justification for Credit Reporting Services - U. S. Customs and Border Protection (CBP) Limited / Sole Source Justification · Customs and Border Protection —
Nationally Recognized Statistics Rating Organization Subscription - Moody's Credit View Research Select Award Notice · Humphreys Engineer Center Support Activity (USACE) —
Nationally Recognized Statistics Rating Organization Subscription - S&P Ratings Direct Award Notice · Humphreys Engineer Center Support Activity (USACE) —
Nationally Recognized Statistics Rating Organization Subscription - Fitch Solutions - U. S. Public Finance Award Notice · Humphreys Engineer Center Support Activity (USACE) —
Notice of Intent (NOI)--Data Analytics for ROC Special Notice · Food and Nutrition Service
Request for Information - Nationally Recognized Statistics Rating Organization Subscription - Moody's Credit View Research Select Special Notice · Humphreys Engineer Center Support Activity (USACE)
New England States & New York Online Locator Services Pre-Solicitation · Internal Revenue Service
Notice of Intent to Sole Source - Nationally Recognized Statistics Rating Organization Subscription - S&P Ratings Direct Special Notice · Humphreys Engineer Center Support Activity (USACE)
Nationally Recognized Statistics Rating Organization Subscription - Fitch Ratings PRO Special Notice · Humphreys Engineer Center Support Activity (USACE)
Risk Assessment & Risk Spreading Tool Award Notice · Export Import Bank of the US · 83310125R0003 —
Risk Assessment & Risk Spreading Tool Solicitation · Export Import Bank of the US · 83310125R0003
Tri-Credit Reporting Services. Solicitation · Interior Business Center (DO)
Multiple Award Schedule Award Notice · Federal Acquisition Service · 47QSMD20R0001
DCSA Public Record Data Pre-Solicitation · Defense Counterintelligence and Security Agency
Credit Risk Transactions Analytics Tool Special Notice · Federal Housing Finance Agency
Dun Bradstreet Subscription Limited / Sole Source Justification · Office of Procurement Operations —
Electronic Payroll Information Exchange (PIE) Award Notice · Social Security Administration · 28321324D00060023 —
Notice of Intent to Sole Source to Credit Bureaus - EXPERIAN Special Notice · Department of Agriculture
Notice of Intent to Sole Source to Credit Bureaus - TRANSUNION Special Notice · Department of Agriculture
Notice of Intent to Sole Source to Credit Bureaus - EQUIFAX Special Notice · Department of Agriculture
Intent to sole source - experian information solutions, INC Special Notice · MICC Fort Eustis
Multiple Award Schedule Award Notice · Federal Acquisition Service · 47QSMD20R0001
Rich places and spend data Solicitation · US Census Bureau
Sources Sought Notice Credit Report Database Pre-Solicitation · MICC Fort Eustis
Dun & Bradstreet Pre-Solicitation · Air Combat Command (USAF)
ID Validation Services Award Notice · Citizen and Immigration Services —
Multiple Award Schedule Award Notice · Federal Acquisition Service · 47QSMD20R0001
Personal Loan Data Solicitation · Consumer Financial Protection Bureau
Limited Source Justification - LexisNexis ProMonitor Alert Service Limited / Sole Source Justification · Defense Counterintelligence and Security Agency —
Electronic Payroll Information Exchange (PIE) Solicitation · Social Security Administration · 28321324R00000009
Electronic Payroll Information Exchange (PIE) Pre-Solicitation · Social Security Administration · 28321324R00000009 —
Notice of Intent - Dun & Bradstreet, Inc. Special Notice · Headquarters
Dun & Bradstreet Supplier Risk Data Award Notice · Defense Logistics Agency —
RFI for Employment Verification Solicitation · Interior Business Center (DO)
Request for Information (RFI) for Section 824 of t Solicitation · Social Security Administration
SNAP Income Verification 12319723R0001 Award Notice · Food and Nutrition Service —
Show 40 more

Latest 50 of 294 listed here. See the rest on GovTribe.

Size standard history

Federal Register rules that named this code

Final rule Published Effective
Small Business Size Standards: Adjustment of Monetary-Based Size Standards, Disadvantage Thresholds, and 8(a) Eligibility Thresholds for Inflation 87 FR 69118 · 3245-AH93
Small Business Size Standards: Professional, Scientific and Technical Services; Management of Companies and Enterprises; Administrative and Support and Waste Management and Remediation Services 87 FR 18665 · 3245-AG91
Small Business Size Standards: Adjustment of Monetary-Based Size Standards for Inflation 84 FR 34261 · 3245-AH17
Small Business Size Standards: Inflation Adjustment to Monetary Based Size Standards 79 FR 33647 · 3245-AG60
Small Business Size Standards: Administrative and Support, Waste Management and Remediation Services 77 FR 72691 · 3245-AG27
Small Business Size Standards: Inflation Adjustment to Size Standards, Business Loan Program, and Disaster Assistance Loan Program 73 FR 41237 · 3245-AF41
Small Business Size Standards, Inflation Adjustment to Size Standards; Business Loan Program; Disaster Assistance Loan Program 70 FR 72577 · 3245-AF41
Small Business Size Standards; Adoption of Size Standards by 2002 North American Industry Classification System for Size Standards 67 FR 56905 · 3245-AF00
Small Business Size Standards; Inflation Adjustment to Size Standards 67 FR 3041 · 3245-AE56
Small Business Size Regulations; Size Standards and the North American Industry Classification System 65 FR 30836

Proposed size standard changes

Proposed rule Published Comments
Small Business Size Standards: Monetary-Based Industry Size Standards 90 FR 41168 · 3245-AI12 Closed Oct 21, 2025No final rule found

From the NAICS codes each rule's amendments to 13 CFR 121.201 name. Rules that print their size standard tables as images aren't listed.

Quick answers

What is NAICS 561450?

NAICS 561450 is Credit Bureaus, a national industry in NAICS 56, Administrative and Support and Waste Management and Remediation Services.

What is the NAICS code for credit bureaus?

The NAICS code for credit bureaus is 561450, Credit Bureaus.

What is the NAICS code for consumer credit reporting bureaus?

The NAICS code for consumer credit reporting bureaus is 561450, Credit Bureaus.

What is the NAICS code for commercial credit reporting bureaus?

The NAICS code for commercial credit reporting bureaus is 561450, Credit Bureaus.

When did the size standard for NAICS 561450 last change?

The most recent Federal Register rule on record that names NAICS 561450 in the SBA's size standards is "Small Business Size Standards: Adjustment of Monetary-Based Size Standards, Disadvantage Thresholds, and 8(a) Eligibility Thresholds for Inflation" (87 FR 69118), published Nov 17, 2022 and effective Dec 19, 2022.

How much do federal agencies spend under NAICS 561450?

Federal contracts under NAICS 561450 obligated $166,310,970 in fiscal year 2025 and $753,234,983 in fiscal years 2023 through 2027.

Who are the largest contractors under NAICS 561450?

The contractors with the most obligated under NAICS 561450 in fiscal years 2026 and 2027 are Equifax Workforce Solutions LLC ($65,400,000); Lexisnexis Special Services Inc. ($60,428,347); and Dun & Bradstreet, Inc. ($37,928,841).

Which agencies buy the most under NAICS 561450?

The agencies that obligated the most under NAICS 561450 in fiscal years 2026 and 2027 are Social Security Administration ($65,433,600), General Services Administration ($62,710,822) and Department of Homeland Security ($22,166,902).

Which PSC codes are used with NAICS 561450?

The PSC codes with the most obligated under NAICS 561450 in fiscal years 2026 and 2027 are R499 Other Professional Services, R611 Credit Reporting Services and DA10 IT and Telecom – Business Application/Application Development Software as a Service.

Where is the work under NAICS 561450 performed?

By place of performance, the states with the most contract obligations under NAICS 561450 over the last 12 months are the District of Columbia ($77,453,815), Maryland ($67,195,552) and Virginia ($32,324,625).

What is the latest contract opportunity under NAICS 561450?

The latest contract opportunity under NAICS 561450 is OCC Tri-Merge Credit Reporting Services for CO&S, award notice from Office of the Comptroller of the Currency, posted September 14, 2026.

On GovTribe

See everything under NAICS 561450

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