Experian Information Solutions, Inc.

Experian Information Solutions, Inc., a foreign-owned, for-profit information services company headquartered in Costa Mesa, California, operates as a prime contractor delivering credit reporting, identity verification, data analytics, and consumer credit information panel services to federal civilian agencies across 54 customer agencies. The company competes full-and-open (no set-asides across its federal footprint) and holds no SBA designations; recent awards show 96% prime contracting and 4% subcontractor activity.

Experian's federal capability portfolio centers on credit bureau data access, identity proofing and authentication services aligned with NIST standards, income and earnings verification, consumer credit panel surveys, and business intelligence products. Representative work includes a $39.8 million sole-source definitive contract awarded by the Centers for Medicare and Medicaid Services in February 2026 for Remote Identity Proofing services supporting identity management and credential issuance for CMS business applications with Identity Assurance Levels 2 and 3; a $31.2 million single-award Indefinite Delivery Contract with the Social Security Administration (awarded September 2021, extended through September 2026) for identity proofing and credentialing services supporting External Data Source authentication with capability to proof at least 500,000 individuals annually; and a $23.3 million single-award IDIQ with the Consumer Financial Protection Bureau (November 2022 through November 2027) for consumer credit information panel data collection including monthly panel data, auto loan surveys, student loan surveys, and the "Making Ends Meet" survey series.

Customer concentration is extreme. The top five agencies by potential value account for 94% of combined potential value, driven by a single outlier: the Department of the Treasury Internal Revenue Service holds 4 awards valued at $1.8 billion combined potential value, anchoring the portfolio. The Consumer Financial Protection Bureau is the volume leader with 70 awards (58% of the top-five count, 36% of all awards) valued at $79.8 million combined potential value; the Social Security Administration follows with 13 awards worth $75.7 million; the GSA Federal Acquisition Service holds 6 awards for $40.7 million; and the Department of Agriculture Food and Nutrition Service holds 6 awards for $10.4 million. The two rankings diverge sharply — CFPB and SSA dominate both volume and dollars, but the IRS Treasury dollars prop up the potential-value ranking despite minimal award count, signaling a small number of very large vehicles.

Experian seats on a $39.5 million GSA Multiple Award Schedule contract (awarded August 2024, running through July 2029) with special item numbers covering credit reporting, employment verification, fraud detection, and consumer credit reports with volume-based pricing discounts; task orders flow from the Defense Information Systems Agency, Drug Enforcement Administration, Federal Aviation Administration, USDA Rural Development, U.S. Forest Service, Department of Justice, and the Military Academy at West Point. The vendor also holds a $31.2 million SSA External Data Source IDC, a $23.3 million CFPB Consumer Credit Information Panel IDIQ, a $7.5 million HUD Blanket Purchase Agreement for credit bureau services (awarded June 2023, extended through June 2028), a $6.9 million USDA Food and Nutrition Service IDIQ for income and SNAP earnings verification (awarded September 2023 through September 2026), and a $5 million Library of Congress FEDLINK contract (October 2023 through September 2026) for electronic information resources and document delivery with four service lots.

Activity has been steady year-over-year with 12 awards in 2022, 18 in 2023, 23 in 2024, 16 in 2025, and 4 recorded so far in 2026; combined potential value across all 196 awards totals $2.13 billion, though only $135.6 million (6% of potential value) is obligated to date. Ten awards with combined potential value of $7.8 million face ultimate completion inside the next twenty-four months, creating recompete exposure in the identity proofing and consumer credit data collection domains.

SCI-reported invoicing across federal service contracts above the $150,000 threshold totaled $40.9 million across three fiscal years (FY2022–FY2024), with $9.3 million in FY2022, $14.7 million in FY2023, and $17 million in FY2024; the SCI dataset shows roughly 2.7–2.8 FTEs delivered to federal government in each of those fiscal years. On SCI-reportable prime contracts, government-paid hourly rates ran around $1,919 per hour at the median, with senior labor pricing through $3,251 per hour at the 90th percentile and lower-skilled labor at $1,263 per hour at the 10th percentile. Across SCI-reportable prime contracts, subcontractors performed zero percent of contractor hours, indicating Experian builds its own delivery teams rather than layering on subcontractor labor for service-contract work.

Experian subcontracts to Booz Allen Hamilton on Department of Defense IT operations and maintenance support for the Hale Bopp/Comet project (identity verification and business information services, multiple awards from May 2022 onward), to Accenture Federal Services on Consolidated Debt Collection System support for the Department of the Treasury, and to By Light Professional IT Services on a Veterans Affairs identity and access management project. The sub-award footprint across these primes emphasizes identity verification, business information services, and IT operations and maintenance support, positioning Experian as a feeder of specialized identity proofing and credit data capabilities to larger systems integrators on defense and civilian IT modernization programs. The vendor's core federal posture remains prime contracting (96% of awards) centered on civilian agencies requiring continuous access to consumer credit repositories and identity verification infrastructure.