UNSPSC 64121510: Personal automobile insurance policy

A type of risk management contract that provides individual vehicle owners protection to mitigate costs associated with auto accidents, theft or other damage.

UNSPSC 64121510 Personal automobile insurance policy is a Commodity code covering group auto liability and property insurance purchased by state and local educational institutions, public universities, and school districts. The code does not itself address personal auto policies for individual consumers; the recent opportunities show state and local buyers procurement auto liability coverage as part of broader property and casualty insurance portfolios for vehicle fleets, facilities, and student-related operations. Issuing bodies include school districts and university systems acting through procurement offices or risk-management departments. These buyers solicit competitive bids and proposals for multi-year insurance contracts that often bundle auto liability with general liability, workers' compensation, and property coverage, with renewal and performance-management obligations spanning three or more years. Auto liability terms typically specify vehicle counts, deductibles, aggregate limits, and fleet composition (e.g., diesel buses, electric buses, white fleet vehicles).

Recent activity clusters in Georgia and Florida. Polk County Public Schools (Florida) issued an ITN for third-party claim administration services covering auto liability, general liability, professional liability, and workers' compensation for a district serving over 117,000 students, with award recommendation in August 2026 to Cannon Cochran Management Services and contract term September 1, 2026 through August 31, 2029 plus optional renewals. Union County Board of Education (Georgia) posted a sealed-bid solicitation (Bid Number Ins-27-001, due June 11, 2026) for property, casualty, automobile, and workers' compensation insurance covering 70 vehicles with a $3 million general liability aggregate and deductibles from $0 to $500,000. The Board of Regents of the University System of Georgia issued an eRFP due June 5, 2026 for general liability and property broker services managing a public-private venture real estate portfolio with aggregate property values exceeding $3.5 billion across student housing, stadiums, and dining facilities. Risk-management service requirements are now standard — quarterly reporting, loss analysis, training support, and dedicated vendor coordination appear across all three solicitations.