RFQ_Selection_Committee_Consolidated_Evaluation_Scoresheet.pdf

This is a Selection Committee Consolidated Evaluation Scoresheet for an RFP issued by Brevard County, Florida for Group Life, Disability, and Supplemental Health Plan coverage (RFP 1-26-12). The solicitation seeks a single carrier/administrator to provide fully insured Group Term Life (1x annual earnings up to $200,000 with age-based reductions), Accidental Death & Dismemberment, Short-Term Disability (60% income replacement up to $1,500 weekly), Long-Term Disability (60% income replacement up to $5,000 monthly), and new voluntary supplemental health products including group-sponsored Accident, Hospital Indemnity, and Critical Illness/Cancer coverage. Proposals were due July 28, 2026 at 4:00 p.m. The evaluation committee met on August 21, 2026 at 10:00 a.m., with a posting and protest period running from August 21 through August 28, 2026 at 5:00 p.m. The contract is effective January 1, 2027. Proposers were required to submit firm rates for three years (2027-2029) for mandatory lines and two years for supplemental health coverage.

The evaluation committee ranked four carriers: Life Insurance Co of N. America (New York Life), Ochs, Inc., Symetra Life Insurance Company, and Voya Financial Life Insurance Company, with scores of 6, 6, 4, and 11 points respectively, ranking them 2nd, 2nd, 1st, and 3rd. The committee voted to award the contract to Symetra Life Insurance Co., the #1 ranked firm. The County's current annual premiums for mandatory lines total $2,114,474.84 under incumbent Standard Insurance Company (contract effective January 1, 2019). All supplemental products must feature perpetual guarantee issue with no pre-existing condition limitations. The evaluation committee may award implementation, technology, or discretionary credits in the range of $20,000 to $50,000. The County designated OneDigital/Digital Insurance, LLC as Broker of Record and requires quotations at standard filed Florida commission rates. The committee also deemed Cigna Health & Life Insurance Co as non-responsive.