Exhibit_C__Offset_Key.pdf

This file is an Offset Code Key exhibit related to a Florida county's Group Life & Disability and Supplemental Health Benefits contract opportunity. The county seeks to expand its voluntary benefit offerings to include group-sponsored Accident, Hospital Indemnity, and Critical Illness/Cancer coverage through a single carrier/administrator, with an effective date of January 1, 2027. Currently, the county offers fully insured Group Term Life, Accidental Death & Dismemberment, Short-Term Disability, and Long-Term Disability coverage through Standard Insurance Company under a contract awarded via RFP effective January 1, 2019. The supplemental health products are presently offered individually through multiple representatives including Aflac, Allstate, and Colonial Life without group administration.

The Offset Code Key document provides reference codes for various types of benefit offsets and deductions applicable to disability and retirement benefits, including PERS disability retirement, Social Security benefits, workers' compensation, unemployment compensation, and other state and federal withholdings. These codes categorize offset types (such as PD for PERS Disability, SS for Social Security, WP for Workers' Compensation permanent disability) and status codes indicating whether amounts are actual, estimated, or denied, which appear relevant to benefit administration and reserve calculations. Employees currently enrolled in individual Colonial, Aflac, and Allstate plans may continue those coverages on a direct-bill basis, but the county will discontinue on-site enrollment and payroll deductions for individual plans effective January 1, 2027, making only group-sponsored benefits awarded through this solicitation eligible for payroll deduction and group administration.