Exhibit_C_Claimrun_Updated.xlsx

Exhibit C is a claimrun spreadsheet supporting a benefits procurement for a Florida county government. The solicitation seeks a single carrier/administrator to provide group-sponsored Accident, Hospital Indemnity, and Critical Illness/Cancer coverage effective January 1, 2027. These supplemental health benefits will expand the county's current voluntary (employee-paid) offerings, which are presently administered through individual representatives from Aflac, Allstate, and Colonial Life. The county anticipates consolidating these fragmented individual products into a unified group-administered program, with only the awarded group-sponsored benefits eligible for payroll deduction and group administration beginning January 1, 2027.

The spreadsheet contains claimrun data and historical claims information relevant to the county's current supplemental health benefit utilization and cost experience. This data supports the RFP evaluation process by providing proposers and the county with baseline information on claims activity and expenses associated with the existing individual plans. Employees currently enrolled in individual Colonial, Aflac, and Allstate policies may continue those coverages on a direct-bill basis without payroll deduction or on-site enrollment support. The county maintains existing fully insured Group Term Life, AD&D, Short-Term Disability, and Long-Term Disability coverage through Standard Insurance Company under a contract effective January 1, 2019.