Insurance Requirements.pdf

This document is Exhibit A for Insurance Requirements for Contractors from the State of Louisiana, revised in March 2016. The exhibit outlines comprehensive insurance specifications that contractors must meet when performing work for state agencies, including detailed requirements for Workers Compensation, Commercial General Liability, and Automobile Liability insurance. The document mandates minimum insurance coverage limits, such as $1,000,000 for Commercial General Liability and $1,000,000 combined single limit for Automobile Liability, with specific provisions for maritime and maritime-related work.

The insurance requirements include critical provisions for policy endorsements, coverage verification, and contractor responsibilities. Contractors must provide certificates of insurance to the agency before work commences, with policies naming the State of Louisiana, its agencies, officers, agents, employees, and volunteers as additional insureds. The exhibit also establishes strict guidelines for policy cancellation notifications, subcontractor insurance compliance, and comprehensive indemnification and hold harmless agreements. Insurers must be lawfully authorized to do business in Louisiana and meet specific A.M. Best rating requirements, with the state reserving the right to request complete certified copies of all insurance policies at any time.