Insurance_Requirements_.pdf
PDF 215 KB Posted
- Solicitation number
- 2024-040
- Issued by
- Polk County, Florida
About this file
This document is an Insurance Requirements file from the City of St. Cloud, Florida, detailing mandatory insurance specifications for contractors and vendors participating in city projects. The requirements apply to various types of insurance coverage, including General Liability ($1,000,000 Each Occurrence), Auto Liability ($1,000,000 Combined Single Limit), Worker's Compensation (for two or more employees), and additional optional coverages such as Liquor Liability, Builder's Risk Insurance, and Environmental/Pollution Liability Insurance.
The insurance guidelines mandate that insurers must have an A.M. Best Financial Strength Rating of A- or better and Financial Strength Category of VII or better. Contractors must submit a Certificate of Liability Insurance in Word or PDF format to the Procurement Services Department no later than 30 days prior to the project start date. The City of St. Cloud must be listed as an Additional Insured, and the certificate must include the specific project name and dates. The document reserves the right to require increased coverage limits and specifies detailed submission requirements for insurance documentation.
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Text version
City of St. Cloud Insurance Requirements
FAX OR E-MAIL THIS IMMEDIATELY TO YOUR INSURANCE AGENT
Please have your insurance agent fax or e-mail an acceptable Certificate of Liability Insurance (in Word or PDF format) no later than 30 DAYS PRIOR TO THE PROJECT START DATE to:
City of St. Cloud Attention: Procurement Services Department 1300 9th Street, Building A, 2nd Floor St. Cloud, Florida 34769 E-mail: purchasing@stcloud.org Fax: (407) 957-7369
The certificate of liability insurance must reflect the following:
Insurers Must have an A.M. Best Financial Strength Rating of A- or better and Financial Strength Category of VII or better. Proof of the insurer’s rating and category size must accompany the certificate of liability insurance.
General Liability* Required for all contractors and vendors.
$1,000,000 Each Occurrence
$50,000 Fire Damage (Any one fire)
$0 Medical Expenses (Any one person)
$1,000,000 Personal and Advertisement Injury
$2,000,000 General Aggregate
$1,000,000 Products – Comp/Op Aggregate
Auto Liability* Required if vendor vehicle will be on City property.
$1,000,000 Combined Single Limit (required when vehicle is used to perform contracted work)
$500,000 Combined Single Limit (required for all other contractors/vendors for vehicle driven to/from worksite)
Garage and Garage Keepers Liability* Required if a city vehicle is being repaired at your facility.
$1,000,000 Each Occurrence
Excess Liability* Required when specified by contract.
$2,000,000
Worker’s Compensation* Required if two or more employees are employed. WC Statutory limits must be marked.
Other (as applicable)*
Liquor Liability (Hold harmless agreement and authorization by the City Council): $1,000,000 minimum
Builder’s Risk Insurance: Completed project amount
Environmental/Pollution Liability Insurance: $1,000,000 minimum
Professional Liability: $1,000,000 minimum
Other: Project specific
Description of Operations The City of St. Cloud must be listed as an Additional Insured. The project name and dates (both begin and end dates) must be included.
Certificate Holder Should be listed as follows:
City of St. Cloud Attention: Procurement Services Department 1300 9th Street, Building A, 2nd Floor St. Cloud, Florida 34769
*The City of St. Cloud reserves the right to require increased limits of coverage. Refer to the bid specifications for details.
Attachment 'F' s
File details come from the government source that posted it. Updated .