NAICS 5221: Depository Credit Intermediation
Industry group
Code facts
- Part of
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52
- 522
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52
- Codes under it
- 5
- Contract awards
- 13 In the last 12 months
- Contract obligations
- $100,431,955 In FY2025
NAICS codes and definitions come from the U.S. Census Bureau, size standards from the SBA and contract spending from SAM.gov/FPDS.
Contract obligations by fiscal year
| Fiscal year | Obligated |
|---|---|
| FY2027 To date | $0 |
| FY2026 | $330,299,070 |
| FY2025 | $100,431,955 |
| FY2024 | $182,097,680 |
| FY2023 | $157,347,673 |
Top contractors by obligations
| Rank | Contractor | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | National Association Citibank | $158,836,800 | |
| 2 | Citibank, N.A. | $134,052,063 | |
| 3 | Bank Of New York Mellon (The) | $39,073,236 | |
| 4 | Navy Federal Credit Union | $7,096,497 | |
| 5 | U.s. Bank National Association | $4,219,426 | |
| 6 | Educational Computer Systems, Inc. | $914,040 | |
| 7 | UMB Bank, N.A. | $250,000 | |
| 8 | U.s. Bancorp | $81,261 | |
| 9 | Freestar Financial Credit Union | $16,884 | |
| 10 | Hancock Whitney Bank | $13,420 |
Top funding agencies by obligations
| Rank | Agency | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | Department of State | $292,890,536 | |
| 2 | Department of Housing and Urban Development | $39,073,236 | |
| 3 | Department of the Army | $7,096,497 | |
| 4 | Department of Veterans Affairs | $2,500,000 | |
| 5 | Department of Health and Human Services | $850,000 | |
| 6 | Department of the Treasury | $455,000 | |
| 7 | Department of Energy | $304,966 | |
| 8 | Export Import Bank of the US | $250,000 | |
| 9 | Consumer Product Safety Commission | $60,000 | |
| 10 | Defense Commissary Agency | $57,695 |
Top PSC codes by obligations
| Rank | PSC code | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | R711 Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public) | $300,636,021 | |
| 2 | R710 Support – Management: Financial | $25,884,548 | |
| 3 | R704 Auditing Services | $2,500,000 | |
| 4 | R499 Other Professional Services | $850,000 | |
| 5 | V112 Motor Freight | $455,000 | |
| 6 | 2310 Passenger Motor Vehicles | $12,500 | |
| 7 | 7490 Miscellaneous Office Machines | $10,990 | |
| 8 | 7610 Books and Pamphlets | $511 |
Contract obligations by state
| Rank | Place of performance | Obligated, last 12 months | Share |
|---|---|---|---|
| 1 | Virginia | $278,595,068 | |
| 2 | District of Columbia | $39,487,553 | |
| 3 | Texas | $7,096,497 | |
| 4 | Minnesota | $3,781,237 | |
| 5 | Pennsylvania | $914,040 | |
| 6 | Missouri | $250,000 | |
| 7 | California | $52,450 | |
| 8 | Kansas | $35,010 | |
| 9 | Maryland | $30,000 | |
| 10 | Michigan | $16,884 | |
| 11 | Mississippi | $13,420 | |
| 12 | North Carolina | $8,400 | |
| 13 | Maine | $511 |
Show all 13
Shares are of everything obligated under NAICS 5221 in the last 12 months before deobligations, including work performed abroad or with no place of performance on record.
Contract opportunities
Show 40 more
Latest 50 of 136 listed here. See the rest on GovTribe.
Codes under 5221
| NAICS code | Size standard |
|---|---|
| 52211 Commercial Banking | — |
| 52213 Credit Unions | — |
| 52218 Savings Institutions and Other Depository Credit Intermediation | — |
| 522120 Savings Institutions | $750 million in assets |
| 522190 Other Depository Credit Intermediation | $750 million in assets |
Definition
This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended.
Quick answers
What is NAICS 5221?
NAICS 5221 is Depository Credit Intermediation, an industry group in NAICS 52, Finance and Insurance.
What codes are under NAICS 5221?
NAICS 5221 has 5 codes under it with their own GovTribe pages, including 52211 Commercial Banking, 52213 Credit Unions and 52218 Savings Institutions and Other Depository Credit Intermediation.
How much do federal agencies spend under NAICS 5221?
Federal contracts under NAICS 5221 obligated $100,431,955 in fiscal year 2025 and $770,176,379 in fiscal years 2023 through 2027.
Who are the largest contractors under NAICS 5221?
The contractors with the most obligated under NAICS 5221 in fiscal years 2026 and 2027 are National Association Citibank ($158,836,800); Citibank, N.A. ($134,052,063); and Bank Of New York Mellon (The) ($39,073,236).
Which agencies buy the most under NAICS 5221?
The agencies that obligated the most under NAICS 5221 in fiscal years 2026 and 2027 are Department of State ($292,890,536), Department of Housing and Urban Development ($39,073,236) and Department of the Army ($7,096,497).
Which PSC codes are used with NAICS 5221?
The PSC codes with the most obligated under NAICS 5221 in fiscal years 2026 and 2027 are R711 Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public); R710 Support – Management: Financial; and R704 Auditing Services.
Where is the work under NAICS 5221 performed?
By place of performance, the states with the most contract obligations under NAICS 5221 over the last 12 months are Virginia ($278,595,068), the District of Columbia ($39,487,553) and Texas ($7,096,497).
What is the latest contract opportunity under NAICS 5221?
The latest contract opportunity under NAICS 5221 is Request for Information 3- Next Generation of the GSA SmartPay® Master Contract, special notice from Federal Acquisition Service, posted September 14, 2026.
On GovTribe
See everything under NAICS 5221
- Federal contract opportunities, awards and IDVs under this code
- Funding analysis by contractor, agency and set-aside
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