44F2C847-DCDE-D822-A4337D82DBDE228F.xlsx

XLSX spreadsheet 34 KB Posted

Attached to
Process Server
Solicitation number
RFP# 2026-08-05
Issued by
Franklin County, Ohio

About this file

This is a Benefit Program Comparison Variances document for Franklin County Cooperative's RFP 2025-06-09, which addresses healthcare insurance plan alternatives for Disability and Voluntary Programs. The document outlines proposed changes to current benefit programs across multiple employee classifications, including Hourly HMO, New Hire Hourly HMO, Salaried HMO, Salaried PPO HDHP, Salaried Student PPO, and Student HMO plans. The file serves as a scope of work deviation document that identifies all variances between the current carrier's offerings and proposed plan modifications that vendors must address if awarded the contract. The document emphasizes that vendors must provide all currently offered programs, services, and insurance lines unless specifically identified as deviations in this document, with the understanding that additional variances may emerge during the implementation review process.

The document identifies three significant variances in the Hourly HMO and New Hire Hourly HMO plans: Preferred Specialty Drugs limitations (proposed plan restricts to 30-day supply with 15-unit maximum on some specialty drugs versus current 34-day to 90-day supplies), Mental Health & Substance Abuse Outpatient Services (proposed plan cannot accommodate the current structure of 100% coverage for visits 1-20 with $20 copay for visits 21 and beyond), and Mental Health & Substance Abuse Inpatient Services (proposed plan cannot maintain the current structure of no deductible application for visits 1-45). The document notes that the proposed carrier's payment policies may result in non-compliance with Mental Health Parity requirements. Additional deviations for other plan types and services are referenced but not detailed in the provided excerpt, with blank rows indicating spaces for vendors to identify and confirm their own deviations from the current scope of work.

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Text version

Hourly HMO

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

1Preferred Specialty DrugsAllow 34 day supply some 60 - 90 day supplyLimited to 30 day supply, with 15 limit max on some specialty drugs
2Mental Health & Substance Abuse Outpatient ServicesVisits 1-20 process at 100%, Visits 21 and greater apply $20 copayCannot accommodate. Based on Payment Policy and group may not be Mental Health Parity Compliant.
3Mental Health & Substance Abuse Inpatient ServicesDeductible does not apply for first 1-45 visits, Ded & Coin applies visits 46 and greaterCannot accommodate. Based on Payment Policy and group may not be Mental Health Parity Compliant.
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Scope of Work Deviations

Franklin County Cooperative - RFP 2025-06-09 Disability and Voluntary Programs RFP
Scope of Work Deviations
Please note any deviations from the County’s current Scope of Work.

All deviations from the Scope of Work must be identified and confirmed. If awarded the contract, vendor will be required to provide all programs, services and insurance lines that currently are provided unless identified in the following plan deviations document.

Current Scope of Work Element Proposed Scope of Work Modification

Samplee.g. Produce electronic W-2s at the agency level at no coste.g. Can only provide W-2s at an agency level for an additional cost
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New Hire Hourly HMO

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

1Preferred Specialty DrugsAllow 34 day supply some 60 - 90 day supplyLimited to 30 day supply, with 15 limit max on some specialty drugs
2Mental Health & Substance Abuse Outpatient ServicesVisits 1-20 process at 100%, Visits 21 and greater apply $20 copayCannot accommodate. Based on Payment Policy and group may not be Mental Health Parity Compliant.
3Mental Health & Substance Abuse Inpatient ServicesDeductible does not apply for first 1-45 visits, Ded & Coin applies visits 46 and greaterCannot accommodate. Based on Payment Policy and group may not be Mental Health Parity Compliant.
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Salaried HMO

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

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Salaried PPO HDHP

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

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Salaried Student PPO

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

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Student HMO

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

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Sheet7

BENEFIT PROGRAM COMPARISON VARIANCES
RFP Request
Following is an outline of the variances/alternatives between the current and proposed benefit programs for -
GROUP NAME

Please note: Additional variances may become evident during the implementation review process. If the current carrier documents (Summary Plan Descriptions) were not provided during the proposal process, this document may not encompass all benefit variances.

Benefit Current Plan Proposed Plan Client Decision

Medical Policy variations are not included in the scope of this document. Medical Policy information is proprietary, not shared among carriers and it is not included in this aspect of benefit administration comparisons.

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