23-Addendum 3.pdf

PDF 97 KB Posted

Attached to
Basic Life Insurance and Optional Life Insurance Program
Solicitation number
RFP-2026-004
Issued by
Milwaukee County, Mattoon Village, Wisconsin

About this file

This is Addendum #3 to RFP-2026-004 issued by the Department of Administrative Services Procurement Division for Milwaukee County, Wisconsin, providing clarifications and responses to bidder questions regarding the Basic Life Insurance and Optional Life Insurance Programs. The addendum addresses ten substantive inquiries submitted by prospective respondents concerning plan structure, claims experience, census data, and plan design modifications. Key clarifications include confirmation that no waiver of premium provision exists, no AD&D coverage is offered, and the retiree group remains open to future retirees who maintained life insurance coverage upon retirement. The County has maintained consistent premium rates since 2021, with the only recent plan design change being an increase in dependent benefits to $12,500 effective January 1, 2024.

The addendum references that detailed supporting documentation, including monthly billing statements, claims listings from 2021 through 2025, and average lives and volume data by coverage type and year, were previously provided in Addendum #2. Prospective respondents are directed to review the original policy documents for information regarding disability coverage continuation on a premium-paying basis for disabled insureds. The addendum explicitly incorporates all modifications into the RFP and requires that respondents consider these clarifications when preparing their proposals. The County intends to award a three-year initial contract term with renewal options through Willis Towers Watson Midwest, Inc., serving as the Broker of Record.

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26-Addendum 6.pdf PDF
4-Attachment 7 - Respondent Information Sheet.pdf PDF
8-Attachment 5a - Milwaukee County Terms and Conditions.pdf PDF
20-Addendum 2.pdf PDF
24-Addendum 4.pdf PDF
9-Attachment 12 - Technical Proposal Questionnaire.xlsx XLSX spreadsheet
17-Exhibit A - Benefit Plan Certificate and Certificate Rider.pdf PDF
19-Pre-Proposal Conference-Basic Life Insurance and Optional Life Insurance Program.pdf PDF
13-Addendum 1.pdf PDF
14-Preproposal Meeting Registration Form -Basic Life Insurance and Optional Life Insurance Program RFP.xlsx XLSX spreadsheet
3-Attachment 4 - Sworn Statement of Respondent.pdf PDF
6-Attachment 9 - Certification re Debarment Suspension.pdf PDF
25-Addendum 5.pdf PDF
16-Exhibit B - Milwaukee County Life Experience Reports.pdf PDF
2-Attachment 2 - EEOC.pdf PDF
10-Attachment 11- Confidential Information Agreement.pdf PDF
18-Exhibit B - Milwaukee County Life Experience Reports.pdf PDF
11-Attachment 10 -Minimum Qualifications Acknowledgement.pdf PDF
27-Addendum 7.pdf PDF
21-Attachment A- Milwaukee County - Marketplace Detailed Life Claims Report.xlsx XLSX spreadsheet
12-1 Basic Life Insurance and Optional Life Insurance Program RFP-2026-004.pdf PDF
15-Exhibit A - Benefit Plan Certificate and Certificate Rider.pdf PDF
5-Attachment 8 - Conflict of Interest.pdf PDF
1-Attachment 1 - Proprietary Info Disclosure Form.pdf PDF
22-Attachment B - Milwaukee County - Lives history.xlsx XLSX spreadsheet
7-Attachment 5 - Exceptions.docx DOCX document
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Text version

Department of Administrative Services

Procurement Division

Basic Life Insurance and Optional Life Insurance Programs

RFP-2026-004

ADDENDUM #3

May 20, 2026

Questions and Answers

1. Question: Why are there 2 retiree basic life experience tabs, they appear to have slightly different numbers.

Answer: One includes COVID claims, and the other doesn’t – they are labeled as such at the top of the page.

2. Question: Please provide a copy of a recent monthly billing statement/premium remittance statement to Compare census volumes to reported volumes.

Answer: Provided in Addendum #2.

3. Question: Please provide average lives and volume by coverage by year.

Answer: Provided in Addendum #2.

4. Question: Please confirm there is no waiver of premium provision. If there is, please provide a list of open Waiver of Premium claims, including gender, date of birth, date of disability, and amounts of life coverage for all current disabled insureds.

Answer: There is no waiver of premium provision.

5. Question: Please provide a premium rate history from 2021 to 2025 for each line of coverage.

Answer: There has been no change in premium since 2021.

6. Question: Please confirm there is no AD&D coverage. If there is, please provide experience and rates Answer: There is no AD&D coverage.

7. Question: Please provide a detailed listing of all death claims incurred between 2021 and 2025.

Answer: Provided in Addendum #2.

8. Question: Is the retiree group open to future retirees. If not, when did the group close?

Answer: Yes, any new retiree who had life insurance can continue as a retiree.

9. Question: Since the life insurance plan does not include an insured Waiver of Premium benefit, for how long is coverage continued on a premium paying basis for disabled insureds? Please identify on the census the disabled insureds who will transfer to the new carrier.

Answer: This is documented in the policy that was provided.

10. Question: Have there been any significant plan design changes in the last several years (i.e. change in benefit schedules, acquisitions, mergers)? Have there been any open or special enrollments during, or just prior to the experience period? If so, please provide details.

Answer: Dependent benefit was increased to $12,500 on 1/1/24.

End of Addendum

The Request for Proposals (RFP) is modified as set forth in this Addendum. The original RFP documents remain in full force and effect, except as modified by this Addendum, which is hereby made part of the RFP. Respondents shall take this Addendum into consideration when preparing and submitting their Proposal.

NOTICE TO ALL POTENTIAL RESPONDENTS

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