4-Attachment L - Minimum Insurance Requirements for Flood Control District.pdf

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Attached to
CSP - Isom Stormwater Detention Basin for the Harris County Flood Control District (Estimated Budget $10, 747, 981) (CDBG-DR)
Solicitation number
26/0086
Issued by
Harris County, Texas

About this file

This attachment outlines minimum insurance requirements for contractors working on the Isom Stormwater Detention Basin project for the Harris County Flood Control District in Texas, estimated at $10,747,981 and funded through CDBG-DR. Contractors must maintain primary commercial insurance at their own expense throughout the contract term, with coverage types and limits tailored to project-specific exposures. The required insurance program includes Workers Compensation per Texas law with Employers' Liability limits of $1,000,000 per accident and per employee; Commercial General Liability with $1,000,000 per occurrence, $1,000,000 personal and advertising injury, $1,000,000 products/completed operations, and $2,000,000 general aggregate per project; Automobile Liability with $1,000,000 combined single limit for all owned, hired, and non-owned vehicles; Umbrella/Excess Liability with $1,000,000 per occurrence and aggregate; and Professional/Errors & Omissions Liability with $1,000,000 per occurrence and aggregate if applicable.

All insurance policies must be issued by companies licensed by the Texas Department of Insurance with an A.M. Best rating of at least A-VII, unless coverage is unavailable or economically infeasible through standard carriers, in which case surplus or excess lines companies registered in Texas are acceptable. The Harris County Flood Control District must be named as an Additional Insured on a primary, non-contributory basis for General Liability, Automobile Liability, and Umbrella/Excess Liability coverage. Contractors must provide unaltered insurance certificates as evidence of coverage and must notify the County at least 30 days prior to any policy cancellation, material change, or non-renewal, with replacement coverage provided within 30 days thereafter. Subcontractors must provide their own insurance with equivalent coverage for their contract portion. All policies must waive rights of subrogation against the County and its representatives, and failure to maintain required coverage may result in contract termination.

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23-Attachment H - Performance Bond for Public Works over 100,000.pdf PDF
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6-Attachment J - Payment Bond.pdf PDF
27-Attachment LL - Report Files.pdf PDF
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3-Attachment F - References.pdf PDF
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7-Attachment D - Statement of Offeror Qualifications.pdf PDF
13-Attachment EE - Bid Bond and Bid Check Authorization Form.pdf PDF
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20-Attachment JJ - Harris County Contractor and Worksite Safety Policies.pdf PDF
26-Attachment FF - Drawings.pdf PDF
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22-Attachment OO - Safety Record Questionnaire for Sub-Contractors (Part B).pdf PDF
1-Attachment B - Pricing Form.pdf PDF
10-Attachment CC - Harris County Minimum Wage Policy and Certification.pdf PDF
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30-Attachment K - Certification of Compliance with Federal Standards Requirements .pdf PDF
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Attachment L

MINIMUM INSURANCE REQUIREMENTS

During the term of the Contract, the Contractor at its sole expense shall provide primary commercial insurance of such type and with such terms and limits as may be reasonably associated with the Contract. As a minimum, the Contractor shall provide and maintain the following coverage and limits:

A. Workers Compensation, as required by the laws of Texas, and Employers’ Liability, as well as All

States, USL&H and other endorsements if applicable to the project, and in accordance with state law.

Employers’ Liability

• Each Accident: $1,000,000

• Disease–Each Employee: $1,000,000

• Policy Limit: $1,000,000 B. Commercial General Liability, including but not limited to the coverage indicated below. Coverage shall not contain any restrictive endorsements nor exclude or limit Products/Completed Operations, Contractual Liability, or Cross Liability. Where exposure exists, the County may require coverage for watercraft, blasting, collapse, explosions, blowout, cratering, underground damage, pollution, or other coverage. The Harris County Flood Control District shall be named Additional Insured on primary/non-contributory basis.

• Each Occurrence: $1,000,000

• Personal and Advertising Injury: $1,000,000

• Products/Completed Operations: $1,000,000

• General Aggregate (per project): $2,000,000 C. Automobile Liability, including coverage for all owned, hired, and non-owned vehicles used in connection with the Contract. The Harris County Flood Control District shall be named Additional Insured on primary/non-contributory basis.

• Combined Single Limit-Each Accident: $1,000,000 D. Umbrella/Excess Liability (The Harris County Flood Control District shall be named Additional Insured on primary/non-contributory basis)

• Each Occurrence/Aggregate: $1,000,000 E. Professional/Errors & Omissions Liability (if applicable)

• Each Occurrence/Aggregate: $1,000,000

The County reserves the right to require additional insurance if necessary. Coverage shall be issued by companies licensed (by TDI) to do business in Texas, unless said coverage is not available or economically feasible except through an excess or surplus lines company, in which case the company should be registered to do business in Texas. Companies shall have an A.M. Best rating of at least A-VII. Contractor shall furnish evidence of such insurance to the County in the form of unaltered insurance certificates. If any part of the contract is sublet, insurance shall be provided by or on behalf of any subcontractor, and shall be sufficient to cover their portion of the contract.

Contractor shall furnish evidence of such insurance to the County as well.

Policies of insurance required by the contract shall waive all rights of subrogation against the County, its officers, employees and agents. If any applicable insurance policies are cancelled, materially changed, or non-renewed, contractor shall give written notice to the County at least 30 days prior to such effective date and within 30 days thereafter, shall provide evidence of suitable replacement policies. Failure to keep in force the required insurance coverage may result in termination of the contract. Upon request, certified copies of original insurance policies shall be furnished to the County. The requirements stipulated in this attachment do not establish limits of contractor liability.

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