16-Exhibit A - Insurance Contract Provisions.pdf
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- Solicitation number
- PA2045
- Issued by
- Dallas County, Texas
About this file
This document is an insurance contract provisions exhibit for the Dallas/Fort Worth International Airport Board related to the Terminal F Phase 2 Ticketing, Processing, Garage, and Roadways design-build project. The exhibit establishes comprehensive insurance requirements that all contractors, vendors, consultants, and their subcontractors must maintain throughout the contract term and warranty period. The contract specifies that contractors must obtain coverage through insurers rated A- or better by A.M. Best Company and approved to conduct business in Texas. All required liability policies must be written on an occurrence basis, designate the Dallas/Fort Worth International Airport Board and the Cities of Dallas and Fort Worth as additional insureds, and waive subrogation rights. Contractors must maintain workers' compensation at Texas statutory limits, employer's liability coverage at $500,000 per accident and disease, commercial general liability at $1,000,000 per occurrence with a $2,000,000 aggregate, business automobile liability at $500,000 combined single limit, and excess/umbrella liability coverage. Additional specialized coverages may be required based on specific work activities, including builders risk insurance for construction projects, cargo liability for vehicle transportation, warehousemen's liability for property custody, and professional liability insurance at $1,000,000 for service providers.
Contractors must submit current certificates of insurance to dfwcoi@dfwairport.com prior to commencing work and maintain updated insurance data throughout their liability period. Any coverage reductions of 25% or more from claims must be reported to the Board, and contractors must provide 30 days' notice before policy cancellation or ten days' notice for non-payment. Self-insured retentions cannot exceed $100,000 without prior written approval from the Board's Assistant Vice President of Risk Management. All insurance costs are to be included in the contract amount, with no separate compensation provided. General contractors are responsible for verifying subcontractor compliance with insurance requirements and may provide coverage on subcontractors' behalf through blanket or specific endorsements. Access to air operations areas requires verification of insurance compliance before work can commence.
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Request Number: REQ00004305 Contract Number: PA2045
Contract Title: Terminal F Phase 2 Ticketing, Processing, Garage, & Roadways
Date/Time Printed:1/15/2026, at 11:22 AM Risk Profile: 102-NSNA
Insurance Requirements - Construction
INSURANCE PROVISIONS
A. DEFINITIONS FOR INSURANCE PROVISIONS
1. “We”, “us”, or “our” means the Dallas/Fort Worth International Airport Board.
2. “You” or “your” means the vendor, contractor, tenant, consultant, engineer, architect, and their agents, servants, employees, or other party to a contract with us.
3. “Contract” means the contract, purchase order, Invitation for Bid, or similar memorandum or agreement.
4. For purpose of defining Additional Insured and Waiver of Subrogation, the term “Dallas Fort Worth International Airport Board (the Board) and the Cities of Dallas and Fort Worth, Texas” (the Cities) shall also mean the elected officials, boards, officers, employees, agents and representatives of the Board and the Cities.
B. GENERAL REQUIREMENTS
1. You shall, at your own expense, maintain in effect not less than the following coverages and limits of insurance, which you shall maintain with insurers. If your coverage fails to comply with these requirements, you agree to amend, supplement or endorse the existing coverage to comply, at no additional cost to us, and to maintain such insurance through the end of the contract, warranty period, or other specified time period, whichever is longer. ANY deviation from the requirements outlined below requires the prior written approval of the Board’s Assistant Vice President of Risk Management.
2. All required policies must be written through a company approved to transact that class of insurance business in the State of Texas, with a minimum rating of ‘A - ‘,and ‘VII’ by A. M. Best Company. If the rating of any insurer should fall below this standard, you shall cause the policy to be replaced promptly by an acceptable insurer.
3. All required policies, except policies for workers’ compensation, professional liability and pollution liability, shall designate the below mentioned parties as “Additional Insureds”.
a. “Dallas Fort Worth International Airport Board and the Cities of Dallas and Fort Worth, Texas”
4. All required policies shall Waive the insurer’s right of Recovery or Subrogation against the Board and the Cities.
5. If any policy is in excess of a self-insured retention (SIR), the amount of such SIR must be clearly identified. We reserve the right to reject any SIR exceeding $100,000.
6. All required policies must be primary with respect to coverage provided for the Board.
7. All required policies must be non-contributory with other coverage or self-insurance available to the Board.
8. All required Liability policies, except Pollution & Professional, must be written on an “Occurrence Form.” Neither “Modified Occurrence” nor “Claims-Made” policies are acceptable, and the Contractor will be in contractual default if your insurance is “Modified Occurrence” or “Claims Made.” If the Pollution or Professional Liability policy is Claims-Made, the Retroactive Date must be on or before the contract date or the date of the Contractor’s first professional service to the Board, your first exposure to pollutants, or first work that may give rise to a pollution liability claim, related to our contract.
9. All required liability policies must cover cross-suits between insureds.
10. All required liability policies must contain a “severability of interests” provision.
Contract Title: Terminal F Phase 2 Ticketing, Processing, Garage, & Roadways
Date/Time Printed:1/15/2026, at 11:22 AM Risk Profile: 102-NSNA
Insurance Requirements - Construction
C. REQUIRED COVERAGE LIMITS
1. Workers’ Compensation Texas Statutory Coverage
2. Employer’s Liability Insurance $500,000 Each Accident
$500,000 Each Disease, Each Employee $500,000 Each Disease Policy Limit
3. All employees, leased or co-employees, independent contractors, and employees of subcontractors and vendors, occupants of the building as tenants, sub-tenants or sub sub-tenants, performing work for the Board, or entering upon the Board’s premises, must be covered by Texas Workers’ Compensation.
4. If Contractor is a sole proprietorship without employees and which will not be using any subcontractor(s) in the performance of the Contract Work, it may substitute the following for workers compensation insurance: The Contractor must provide the Board's Risk Management Department (Risk Management) with a Hold Harmless and Indemnification Agreement in the form attached in the “Proposal Response Forms” section.
5. Commercial General Liability (CGL) Limit Any One Occurrence $1,000,000 Damage to Rented Premises $100,000 Personal and Advertising Injury $1,000,000 Policy Aggregate $2,000,000 Products and Completed Operations Aggregate $2,000,000
6. CGL coverage applies unless you provide only trucking, (no premises or operations other than driving, loading/unloading), or garage operations, (see below).
7. Aggregate limits of General Contractors or construction contracts General Liability policies shall be “per project” or “per location,” as appropriate. If any aggregate limit is reduced by 25% or more by reserved and/or paid claims, the contractor must notify the Board and promptly reinstate the required aggregates.
8. If the contractor’s operations involve excavation, grading, filling, backfilling, road or similar construction, General Liability policy shall not contain exclusions for subsidence or earth movement.
9. If the contractor’s operations involve any construction, General liability policy shall not contain exclusions for hazards of explosion (“X”), collapse (“C”) or underground (“U”).
10. If the contractor’s operations involve any construction, reconstruction, repair or similar work, General liability policy shall not contain any exclusion for such work.
11. Business Automobile Liability Combined Single Limit for Each Accident $500,000
a. Coverage must apply to all vehicles (owned, non-owned, or hired) operating on our site/location, or transporting our people or property off our site, except vehicles operated by you or your employee(s) commuting in personal vehicles to our parking facilities, in which case you must only carry Employer’s Non-Ownership coverage, (same limit), and ensure that such vehicle(s) are personally insured.
b. Auto pollution liability coverage is required on vehicles hauling hazardous cargo.
c. If your operations are solely a garage (vehicle maintenance and repair), you must carry Garage Liability, instead of Business Auto Liability, but the Garage Liability must not be limited to auto liability only, and the same limit applies.
12. Excess/Umbrella Liability: Total limits can be satisfied through any combination of Primary and Excess/Umbrella Liability insurance policies. The Umbrella Liability policy must be maintained at all times during the terms of this Agreement. Policy must be on an “occurrence basis” and coverage must follow form or be at least as broad as the underlying Primary insurance.
Contract Title: Terminal F Phase 2 Ticketing, Processing, Garage, & Roadways
Date/Time Printed:1/15/2026, at 11:22 AM Risk Profile: 102-NSNA
Insurance Requirements - Construction
D. ADDITIONAL COVERAGE AND LIMITS THAT MAY BE REQUIRED as needed for specific contracts. Note that additional limits may be required if warranted by exposure.
1. Professional Liability Insurance (if providing a service) $1,000,000
a. Your policy must cover the type of professional service you will provide in fulfilling your contract with the Board.
b. If the Professional Liability policy is Claims-Made, the Retroactive Date must be on or before the contract date or the date of the contractor’s first professional service to the Board.
E. ADDITIONAL REQUIREMENTS
1. If you are a crane/rigging operator or will hoist or move property of others in connection with our contract, you must have ‘care, custody & control’ exclusion deleted from your Commercial General Liability policy, or provide Rigger’s Liability coverage at least equal to the highest replacement cost of materials to be hoisted or moved.
2. If your vehicles carry materials belonging to others in connection with our contract, you must carry Cargo Liability coverage, at least equal to the highest value of property to be carried on a single vehicle, with terminal coverage at least equal to the highest value of property at one terminal, owned or controlled by you.
3. If you will store, warehouse, or otherwise have custody of property belonging to others in connection with our contract, you must have Warehousemen’s Liability, Bailee’s Customers’ Goods, Garage-Keeper’s Legal Liability or equivalent coverage at least equal to the highest value of property in your custody.
4. If our contract calls for you to construct a structure, you must purchase and maintain “All-Risk” Builders Risk insurance for the full completed value of the structure and contents, including all changes and sufficient limit to fund full and immediate reconstruction under adverse conditions. This policy shall name Dallas Fort Worth International Airport Board as Loss Payee, as their interest may appear.
5. If you transport materials, equipment, machinery or furnishings to, or store such property on, our construction site, you must carry an “All-Risk” Installation Floater with coverage at least equal to the greatest concentration of value, (including the cost of transit, installation labor and testing).
6. If you use rented equipment or tools on our job site or premises, you must carry Rented Equipment coverage sufficient to repair or replace damaged equipment.
7. If your work involves administration of Airport Funds, you must furnish a Third Party Fidelity Bond that must remain in effect for the term of the contract, as modified and/or extended. The Board shall be named as "Obligee".
8. Should this Contract require the use of Subcontractors, it will be the sole responsibility of the General Contractor to either endeavor to require Subcontractors to provide and maintain the insurance limits and coverages required herein or provide said insurance coverage for the subcontractor by designating the Subcontractor as an additional insured either by a blanket additional insured endorsement, or by specific endorsement.
9. The General Contractor shall endeavor to verify that such Subcontractors are in compliance with all contractual insurance requirements.
10. The General Contractor shall assume all liability for those Subcontractors who do not meet the insurance requirements.
11. Access to the Air Operations Area will not be granted without verification of insurance coverage as required.
Contract Title: Terminal F Phase 2 Ticketing, Processing, Garage, & Roadways
Date/Time Printed:1/15/2026, at 11:22 AM Risk Profile: 102-NSNA
Insurance Requirements - Construction
F. CERTIFICATION OF INSURANCE
1. Upon execution of the contract or prior to commencement of work, whichever is first, you shall provide your contract administrator with a current insurance certificate by emailing your certificate to dfwcoi@dfwairport.com, with your contract number and business name in the subject line. Please copy your contract administrator on email submissions. You shall cause your insurance data to be kept current with DFW Board for the period of time you are liable for your product or work, but not less than through the warranty period of our contract.
2. Fax or e-mail insurance certificates to the following:
Email: dfwcoi@dfwairport.com
FAX: (972) 973-5651
3. You further agree, upon our oral or written request, to furnish copies of certificates of insurance, certified by an authorized representative of the insurer(s), within ten (10) days of request.
4. You shall provide to the Board's Risk Management department, at least thirty
(30) days prior to cancellation, except ten (10) days for non-payment of premium of cancellation of any required coverage. You shall then arrange acceptable alternate coverage to comply with our requirements and provide an updated insurance certificate.
5. No policy submitted shall be subject to limitations, conditions or restrictions that are inconsistent with the intent of the Insurance Requirements to be fulfilled by you. The Board's decision thereon shall be final.
6. Approval, disapproval or failure to act by the Board regarding any insurance obtained by you shall not relieve you of full responsibility or liability for damages and accidents as set forth herein. Neither shall the bankruptcy, insolvency or denial of liability by the insurance company exonerate you from liability.
7. No special payment, except when separate line item is provided, shall be made by the Board for any insurance that the Contractor may be required to carry; all are included in the Contract amount and the Contract unit prices.
Contract Title: Terminal F Phase 2 Ticketing, Processing, Garage, & Roadways
Date/Time Printed: 1/15/2026, at 11:22 AM Risk Profile: 102-NSNA
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYY)
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
CONTACT
NAME: INSURANCE AGENT’S MAIN CONTACT NAME
PHONE
(A/C, No. Ext): INSURANCE AGENT’S TELEPHONE NO.
FAX INSURANCE AGENT FAX NO.
(A/C, No):
ADDRESS: INSURANCE AGENT’S EMAIL ADDRESS
PRODUCER
INSURANCE AGENT’S BUSINESS NAME
ADDRESS
CITY, STATE, ZIP CODE
INSURER(S) AFFORDING COVERAGE NAIC#
INSURER A: ABC Insurance Company 11111 INSURER B: DEF Insurance Company 22222 INSURER C: GHI Insurance Company 33333 INSURER D: JKL Insurance Company 44444
INSURER E:
INSURED
YOUR COMPANY NAME
ADDRESS
CITY, STATE, ZIP CODE
INSURER F:
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR TYPE OF INSURANCE
ADDL
INSR
SUBR
WVD POLICY NUMBER POLICY EFF
(MM/DD/YYY)
POLICY EXP
(MM/DD/YY) LIMITS
GENERAL LIABILITY EACH OCCURRENCE $1,000,000
COMMERCIAL GENERAL LIABILITY DAMAGES TO RENTED
PREMISES (Ea occurrence) $100,000
CLAIMS-MADE X OCCUR MED EXP (Any one person) $10,000
PERSONAL & ADV INJURY $1,000,000
GENERAL AGGREGATE $2,000,000
GEN’L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG $2,000,000
A
X POLICY PRO-
JECT LOC
Y Y Policy Number MO/DAY/YR MO/DAY/YR
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT
(Ea accident) $500,000
X ANY AUTO BODILY INJURY (Per person)
X ALL OWNED
AUTOS
SCHEDULED
AUTOS BODILY INJURY (Per accident)
X HIRED AUTOS X NON-OWNED
AUTOS
PROPERTY DAMAGE
(Per accident)
B Y Y Policy Number MO/DAY/YR MO/DAY/YR
UMBRELLA LIAB EACH OCCURRENCE
EXCESS LIAB CLAIMS-MADE AGGREGATE
DED RETENTION $
X WC Statutory Limits
OTH-
ER
E.L. EACH ACCIDENT $500,000
E.L. DISEASE – EA
EMPLOYEE
$500,000 C
WORKERS COMPENSATION AND
EMPLOYERS’ LIABILITY
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?
(Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below
Y/N
N/A Y Policy Number MO/DAY/YR MO/DAY/YR
E.L. DISEASE – POLICY
LIMIT
$500,000
D PROFESSIONAL LAIBILITY Policy Number MO/DAY/YR MO/DAY/YR LIMIT $1,000,000
DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required)
Dallas Fort Worth International Airport Board and the Cities of Dallas and Fort Worth, Texas are included as Additional Insureds with respects to the GENERAL LIABILITY and AUTO LIABILITY. A WAIVER OF SUBROGATION in favor of the Dallas Fort Worth International Airport Board and the Cities of Dallas and Fort Worth, Texas applies with respects to the GENERAL LIABILITY, AUTO LIABILITY, and WORKERS COMPENSATION Policies.
CERTIFICATE HOLDER CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
Dallas Fort Worth International Airport Board 2400 Aviation Drive PO Box 619428 DFW Airport, TX, 75261 AUTHORIZED REPRESENTATIVE
Contract Title: Terminal F Phase 2 Ticketing, Processing, Garage, & Roadways
Date/Time Printed: 1/15/2026, at 11:22 AM Risk Profile: 102-NSNA
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