Trans Union LLC

Trans Union LLC, operating through its Transunion Public Sector Division, provides credit reporting, identity verification, fraud prevention, and risk mitigation services to federal agencies as a prime contractor on 92% of its recent awards. The company is a for-profit limited liability corporation headquartered in Chicago, Illinois, with no SBA set-aside designations; it competes full-and-open across civilian and defense agencies. Trans Union operates as a data-driven federal contractor delivering credit bureau services, identity proofing solutions, background verification, and investigative database access—work anchored primarily in credit reporting and identity verification rather than traditional IT labor.

Trans Union's customer concentration is heavily skewed toward dollar value rather than award volume. The Department of the Treasury's Internal Revenue Service accounts for $2.14 billion (84%) of the vendor's combined potential value across eight awards, driven by the Air Force CRASH PROJECT ($4.9 million), a Trans Union definitive contract for identity verification and fraud prevention services. The General Services Administration's Federal Acquisition Service holds $215.3 million in potential value across three awards, including a $194.5 million Blanket Purchase Agreement (awarded March 15, 2024, expiring March 14, 2029) for next-generation Login.gov identity proofing solutions and a $7.5 million single-award BPA (awarded April 20, 2026, expiring June 29, 2028) for credit bureau services and historical credit data supporting Federal Housing Administration mortgage underwriting. The Department of Labor's Office of the Assistant Secretary for Administration and Management holds $180 million in potential value under a BPA for unemployment insurance identity proofing development and testing under the American Rescue Act Plan. By award count, the Department of Education's Office of Federal Student Aid leads with ten awards ($758 thousand combined potential value) covering identity proofing and fraud detection; these represent high-volume, low-dollar task orders under the GSA Multiple Award Schedule and related vehicles.

Trans Union seats 45 task orders on the GSA Multiple Award Schedule (combined potential value $397 million), the dominant vehicle across its portfolio, with secondary positions on specialized BPAs tied to Login.gov fraud detection, Department of Housing and Urban Development credit bureau services, and Defense Manpower Data Center identity and credentialing systems. Recent representative prime contracts include a $19.8 million BPA call from the GSA Federal Acquisition Service (awarded November 1, 2026, expiring January 31, 2032) for Login.gov identity resolution services; a $232,225 BPA call from the Federal Housing Administration (awarded September 30, 2026, expiring September 29, 2027) for credit data purchase; a $230,798 delivery order from USDA Rural Development Single Family Housing Program (awarded July 14, 2025, expiring December 29, 2030) for archived credit reports supporting the Total Mortgage Scorecard; and a $4.9 million definitive contract from Headquarters Air Force (awarded September 21, 2023, expiring January 29, 2027) for the CRASH PROJECT identity verification and fraud prevention initiative.

Activity has remained relatively flat over the past five years, with two awards in 2022, a spike to ten in 2023, then declining to seven in both 2024 and 2025, and five in 2026 year-to-date. Seven awards (combined potential value $7 million) reach ultimate completion within the next twenty-four months, representing modest near-term recompete exposure. On the subcontract side, Trans Union serves as a sub to Accenture Federal Services on the Title IV Financial Aid Origination and Disbursement (TIVOD) systems contract supporting the Department of Education, with identity verification and fraud detection work, and subcontracts to Peraton Inc. on Defense Manpower Data Center identity and credentialing systems supporting Defense Self Service Logon (DS Logon) authentication and multi-factor authentication planning. Service Contract Inventory data shows Trans Union reported $1.3 million in invoiced revenue across 14 SCI-reportable prime records spanning FY2022–FY2025 ($447 thousand in FY2022, declining to $212 thousand in FY2025), with all reported hours self-performed by the prime (0.0 FTE trajectory across all fiscal years). Median government-paid rates on SCI-reportable contracts ran $1,986.36/hr, reflecting high-value labor in identity verification and fraud detection. On the GSA Multiple Award Schedule, Trans Union offers eight active labor categories ranging from Analyst ($157.13/hr) through Program Manager and Subject Matter Expert roles ($336.70/hr), all requiring bachelor's degrees or higher with no security-clearance prerequisites. The vendor operates a single subsidiary, Trans Union De Puerto Rico Inc., and operates with no subcontract engagement on its prime SCI-reportable contracts, indicating a self-delivery model for the high-dollar identity proofing and credit-data work anchoring its federal portfolio.