Government Retirement & Benefits, Inc.

Government Retirement & Benefits, Inc., doing business as Government Retirement & Benefits Inc., is a for-profit Subchapter S Corporation headquartered in Alexandria, Virginia, that develops and licenses cloud-based retirement planning and benefits administration software-as-a-service solutions to federal agencies as a prime contractor. The vendor operates exclusively as a prime (100% of awards) with no subcontractor leverage, self-performs all delivery, and competes predominantly full-and-open on the GSA Multiple Award Schedule—the dominant vehicle across its federal footprint—with sporadic Total Small Business set-aside awards.

The vendor's core capability is the GRB Platform, a cloud-based SaaS suite delivering retirement calculation tools, benefits estimators, retirement planning resources, system subscriptions, counseling services, training seminars, and 24/7 system access for retirement benefits processing. Representative work includes a $2.91 million Total Small Business delivery order with the Internal Revenue Service (award May 2022, through February 2027) for annual unlimited licenses and an Interactive Voice Response platform for federal employee retirement and benefits information; an $11.7 million Total Small Business definitive contract with the VA Technology Acquisition Center (award September 2022, through September 2027) for national retirement solution services including retirement plan administration and fund management; a $1.7 million full-and-open delivery order with the Department of the Treasury Bureau of Information Resource Management (award September 2023, through September 2028) for GRB Platform Software subscription services; and a $1.796 million single-award indefinite delivery contract with the Department of Transportation Immediate Office of the Secretary (award September 2024, through September 2027, Total Small Business set-aside) covering approximately 58,000 licenses for a web-based interactive Retirement Benefits Calculator Tool serving DOT employees.

Customer concentration clusters in large federal agencies where human capital management and benefits administration are mission-critical. The top five customers by potential value account for 42 percent of combined award value: the Department of Justice Justice Management Division leads with 12 awards and $58.3 million combined potential value (anchored by a $50 million single-award Blanket Purchase Agreement issued February 2022 through January 2027); the Department of the Air Force Air Education and Training Command places 12 awards totaling $53.4 million; the Internal Revenue Service holds 38 awards worth $13.2 million; the Social Security Administration maintains 15 awards for $8.7 million; and the Treasury Bureau of the Fiscal Service carries 44 awards totaling $7.3 million. By award count, the same five agencies (plus Department of Homeland Security and Department of Education) represent only 12 percent of total awards, signaling that the vendor places many small task orders across a fragmented customer base (168 distinct agencies) while anchoring most of its dollar value to a handful of large blanket purchase agreements and indefinite delivery vehicles.

The vendor holds three major parent vehicles. The GSA Multiple Award Schedule (MAS)—a $40 million ceiling Federal Supply Schedule awarded February 2026 through February 2031 under full-and-open, non-set-aside terms—carries 636 task orders totaling $260 million in combined potential value and serves as the primary delivery mechanism for agency-level task orders. The Department of Justice $50 million single-award BPA (February 2022 through January 2027, MAS-based) enables the Civil Division, Criminal Division, Civil Rights Division, and Justice Management Division to issue task orders; it has generated more than a dozen calls ranging from approximately $12,800 to $5.07 million, with the JMD-issued Justice Management Division BPA call from January 2023 valued at $2.67 million. The Department of Transportation $1.796 million single-award indefinite delivery contract (September 2024 through September 2027, Total Small Business set-aside) covers retirement calculator licensing for approximately 58,000 DOT licenses and has generated multiple delivery orders in 2024–2026.

Activity has declined over the past five fiscal years—28 awards in 2022 to 11 in both 2025 and 2026—reflecting a shift in the portfolio mix from numerous smaller orders to larger, longer-term parent vehicles. Within the next twenty-four months, 30 awards (combined potential value $59.7 million) reach ultimate completion and face recompete, presenting material recompete risk; this exposure includes completion dates ranging from imminent (awards expiring in Q4 2026) through September 2027.

Under Service Contract Inventory (SCI) reporting, Government Retirement & Benefits, Inc. invoiced $24.1 million across prime contracts between FY2022 and FY2025, with the largest volume in FY2022 ($11 million) and declining activity thereafter (FY2023: $2.9 million, FY2024: $8.9 million, FY2025: $1.3 million). The SCI dataset shows negligible FTE contribution (0.3 FTEs recorded in FY2022 only across 51 prime records), indicating the vendor's delivery model relies on licensed software access and subscription revenue rather than labor-intensive services; this characterization aligns with the SaaS-based platform business model. Across SCI-reportable prime contracts, the sub-hours share was zero percent, confirming the vendor's exclusively in-house delivery posture.

The vendor has maintained federal registration since April 2002 and holds no SBA certifications (8(a), HUBZone, SDVOSB, WOSB, or other set-asides), competing full-and-open in the vast majority of its awards. Its customer base spans civilian agencies across Treasury, Justice, Veterans Affairs, Transportation, NASA, the Social Security Administration, and numerous inspectorates and offices of the inspector general, with minimal defense presence beyond a single Air Education and Training Command delivery order.